Avb Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Equity capital to total assets fell 0.33 percentage points in Q2 2026 to 8.13%, the biggest move on this page. Within Oklahoma, Avb Bank is 63rd of 71 on CET1 ratio, 11.80% as of Q2 2026. The median for banks in the $100M-1B asset tier is 15.08% on CET1 ratio. Avb Bank sits 3.28 points lower, at 11.80% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.80% |
| Tier 1 risk-based capital ratio | 11.80% |
| Total risk-based capital ratio | 13.05% |
| Tier 1 leverage ratio | 9.46% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $55.2M |
| Tier 1 capital | $55.2M |
| Total risk-based capital | $61.1M |
| Total equity capital | $49.8M |
| Risk-weighted assets | $467.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.13% |
| Tangible equity to tangible assets | 8.13% |
| Equity capital to average assets | 8.53% |
| Internal capital growth rate | 12.51% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $5.0M |
| Retained earnings | $49.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.20% | 14.20% | 15.46% | 10.74% | $347.8M |
| Q4 2023 | 12.98% | 12.98% | 14.10% | 10.49% | $383.9M |
| Q1 2024 | 11.78% | 11.78% | 12.96% | 9.84% | $424.6M |
| Q2 2024 | 11.80% | 11.80% | 13.06% | 9.42% | $415.8M |
| Q3 2024 | 12.16% | 12.16% | 13.42% | 9.69% | $410.9M |
| Q4 2024 | 12.21% | 12.21% | 13.47% | 9.52% | $416.7M |
| Q1 2025 | 11.83% | 11.83% | 13.08% | 9.59% | $425.1M |
| Q2 2025 | 11.68% | 11.68% | 12.94% | 9.72% | $441.8M |
| Q3 2025 | 12.04% | 12.04% | 13.30% | 9.77% | $440.6M |
| Q4 2025 | 12.63% | 12.63% | 13.89% | 10.10% | $436.9M |
| Q1 2026 | 11.84% | 11.84% | 13.10% | 9.29% | $453.4M |
| Q2 2026 | 11.80% | 11.80% | 13.05% | 9.46% | $467.9M |
Avb Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Avb Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Avb Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2326) · FFIEC NIC profile (RSSD 262059)