Avb Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 32.63 percentage points in Q2 2026, from 284.21% to 316.84%. It was the largest change from Q1 2026 among the key lines here. Within Oklahoma, Avb Bank is 122nd of 169 on return on assets, 1.04% as of Q2 2026. Avb Bank reported 1.04% on return on assets for Q2 2026, 0.22 points below the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.80% |
| Tier 1 risk-based capital ratio | 11.80% |
| Total risk-based capital ratio | 13.05% |
| Tier 1 leverage ratio | 9.46% |
| Equity capital to assets | 8.13% |
| Tangible equity to tangible assets | 8.13% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.49% |
| Non-performing assets ratio | 0.36% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 3.28% |
| Allowance for credit losses to loans | 1.56% |
| Reserve coverage of non-performing loans | 316.84% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.04% |
| Return on equity | 12.35% |
| Net interest margin | 4.27% |
| Efficiency ratio | 69.58% |
| Yield on earning assets | 5.84% |
| Cost of funds | 1.68% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.67% |
| Core deposits to total deposits | 82.65% |
| Brokered deposits to total deposits | 10.68% |
| Deposits to assets | 88.44% |
| Securities to assets | 11.03% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.20% | 14.20% | 15.46% | 10.74% | 0.77% |
| Q4 2023 | 12.98% | 12.98% | 14.10% | 10.49% | 0.39% |
| Q1 2024 | 11.78% | 11.78% | 12.96% | 9.84% | 0.29% |
| Q2 2024 | 11.80% | 11.80% | 13.06% | 9.42% | 0.56% |
| Q3 2024 | 12.16% | 12.16% | 13.42% | 9.69% | 0.71% |
| Q4 2024 | 12.21% | 12.21% | 13.47% | 9.52% | 0.68% |
| Q1 2025 | 11.83% | 11.83% | 13.08% | 9.59% | 0.81% |
| Q2 2025 | 11.68% | 11.68% | 12.94% | 9.72% | 1.01% |
| Q3 2025 | 12.04% | 12.04% | 13.30% | 9.77% | 1.06% |
| Q4 2025 | 12.63% | 12.63% | 13.89% | 10.10% | 1.56% |
| Q1 2026 | 11.84% | 11.84% | 13.10% | 9.29% | 0.81% |
| Q2 2026 | 11.80% | 11.80% | 13.05% | 9.46% | 1.04% |
Avb Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Avb Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Avb Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2326) · FFIEC NIC profile (RSSD 262059)