Avb Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Avb Bank of Broken Arrow, OK against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.04% | 1.25% | -0.21% | 35th below |
| ROAE | 12.35% | 13.17% | -0.82% | 49th below |
| Net Interest Margin | 4.27% | 3.95% | +0.32% | 68th above |
| Efficiency Ratio | 69.58% | 61.50% | +8.08% | 28th below |
| PPNR / Avg Assets | 1.35% | — | — | 35th below |
| Yield on Earning Assets | 5.84% | 5.67% | +0.17% | 61st above |
| Cost of Funds | 1.68% | 1.87% | -0.19% | 57th above |
| Net Interest Spread | 3.95% | — | — | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.49% | 0.93% | -0.44% | 45th below |
| NPA / Total Assets | 0.36% | — | — | 46th below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 74th above |
| ACL / Total Loans | 1.56% | — | — | 82nd top |
| ACL / NPLs (Coverage) | 316.84% | — | — | 61st above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.28% | 6.06% | -2.78% | 45th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.80% | 17.18% | -5.38% | 15th bottom |
| Tier 1 Ratio | 11.80% | 17.21% | -5.41% | 15th bottom |
| Total Capital Ratio | 13.05% | — | — | 16th bottom |
| Leverage Ratio | 9.46% | 11.75% | -2.29% | 20th bottom |
| Equity / Assets | 8.13% | 10.98% | -2.85% | 14th bottom |
| TCE / Tangible Assets | 8.13% | — | — | 17th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.67% | 80.44% | +3.23% | 44th below |
| Core Deposit Ratio | 82.65% | 86.95% | -4.30% | 23rd bottom |
| Wholesale Funding Ratio | 2.45% | — | — | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 15.27% | — | — | 91st top |
| Loan Growth (Y/Y) | 4.25% | — | — | 43rd below |
| Deposit Growth (Y/Y) | 16.96% | — | — | 92nd top |
See Avb Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Avb Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Avb Bank profile, how to read a UBPR, or how this data updates.