Bank Irvine Routing Number (ABA): 122245387

Bank Irvine at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 22.76% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$305.6M

Tier 1 leverage ratio, Q2 2026

22.76%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

1 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

2022

Full financial profile · Is Bank Irvine safe? · Bank Irvine call report · Branch locations

What the digits mean

The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 4538, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Bank Irvine

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Bank Irvine checks or in its online banking. Ask the bank for wire instructions (www.bankirvine.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Bank Irvine

Bank Irvine is headquartered in Irvine, California and was established in 2022. It is in the LOS ANGELES-LONG BEACH-ANAHEIM, CA metro area. It reported $305.6M in total assets and $234.7M in deposits for Q2 2026, the 91st largest of the 113 banks headquartered in California. It reports 1 domestic office. Its deposits have been FDIC insured since 2022. Its primary federal regulator is the FDIC. 5 other banks and credit unions headquartered in Irvine have a routing number listed here.

What the digits in 122245387 mean

The first four digits, 1222, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 4538, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 6 + 7 x 14 + 14 = 130, a multiple of 10, so 122245387 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Bank Irvine routing number?

The Bank Irvine routing number is 122245387. It is the primary ABA routing transit number registered to Bank Irvine, headquartered in Irvine, CA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Bank Irvine wire routing number?

This page lists the primary routing number registered to Bank Irvine. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Bank Irvine before sending a wire.

Is ABA number 122245387 the routing number for Bank Irvine?

Yes. It is the primary routing number registered to Bank Irvine.

Which bank uses routing number 122245387?

It belongs to Bank Irvine, headquartered in Irvine, CA. It is the bank's primary ABA routing number (FDIC certificate 59296).

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