The Bank of Beaver City: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to average assets fell 0.57 percentage points in Q2 2026 to 6.23%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 8.67% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $17.2M |
| Tier 1 capital | $17.2M |
| Total risk-based capital | — |
| Total equity capital | $12.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.55% |
| Tangible equity to tangible assets | 6.55% |
| Equity capital to average assets | 6.23% |
| Internal capital growth rate | -5.72% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $650K |
| Common stock surplus | $3.6M |
| Retained earnings | $12.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | — | — | — | 8.89% | — |
| Q4 2023 | 14.66% | 14.66% | 15.91% | 8.89% | $102.5M |
| Q1 2024 | 14.19% | 14.19% | 15.44% | 8.55% | $106.6M |
| Q2 2024 | 13.90% | 13.90% | 15.16% | 8.47% | $109.8M |
| Q3 2024 | 13.75% | 13.75% | 14.98% | 8.57% | $111.7M |
| Q4 2024 | 13.57% | 13.57% | 14.74% | 8.58% | $115.9M |
| Q1 2025 | 14.04% | 14.04% | 15.23% | 8.71% | $114.9M |
| Q2 2025 | 14.12% | 14.12% | 15.30% | 8.78% | $116.0M |
| Q3 2025 | — | — | — | 9.12% | — |
| Q4 2025 | — | — | — | 9.31% | — |
| Q1 2026 | — | — | — | 9.28% | — |
| Q2 2026 | — | — | — | 8.67% | — |
The Bank of Beaver City regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Beaver City, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Beaver City profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11862) · FFIEC NIC profile (RSSD 137456)