The Bank of Beaver City: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Texas ratio climbed 10.12 percentage points in Q2 2026, from 0.00% to 10.12%. It was the largest change from Q1 2026 among the key lines here. Within Oklahoma, The Bank of Beaver City is 101st of 169 on return on assets, 1.23% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets; The Bank of Beaver City reported 1.23% for Q2 2026, nearly level with it.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 8.67% |
| Equity capital to assets | 6.55% |
| Tangible equity to tangible assets | 6.55% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 10.12% |
| Allowance for credit losses to loans | 1.43% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.23% |
| Return on equity | 19.43% |
| Net interest margin | 3.64% |
| Efficiency ratio | 65.02% |
| Yield on earning assets | 5.21% |
| Cost of funds | 1.72% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 61.43% |
| Core deposits to total deposits | 89.03% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.38% |
| Securities to assets | 26.60% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | — | — | — | 8.89% | 0.53% |
| Q4 2023 | 14.66% | 14.66% | 15.91% | 8.89% | 0.44% |
| Q1 2024 | 14.19% | 14.19% | 15.44% | 8.55% | 0.59% |
| Q2 2024 | 13.90% | 13.90% | 15.16% | 8.47% | 0.55% |
| Q3 2024 | 13.75% | 13.75% | 14.98% | 8.57% | 0.53% |
| Q4 2024 | 13.57% | 13.57% | 14.74% | 8.58% | 1.05% |
| Q1 2025 | 14.04% | 14.04% | 15.23% | 8.71% | 1.07% |
| Q2 2025 | 14.12% | 14.12% | 15.30% | 8.78% | 1.26% |
| Q3 2025 | — | — | — | 9.12% | 1.17% |
| Q4 2025 | — | — | — | 9.31% | 1.25% |
| Q1 2026 | — | — | — | 9.28% | 1.13% |
| Q2 2026 | — | — | — | 8.67% | 1.23% |
The Bank of Beaver City vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Beaver City, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Beaver City profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11862) · FFIEC NIC profile (RSSD 137456)