The Bank of Beaver City: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of Beaver City of Beaver, OK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.23% | 1.34% | -0.11% | 48th below |
| ROAE | 19.43% | 13.32% | +6.11% | 85th top |
| Net Interest Margin | 3.64% | 3.93% | -0.29% | 34th below |
| Efficiency Ratio | 65.02% | 61.13% | +3.89% | 39th below |
| PPNR / Avg Assets | 1.30% | 1.68% | -0.38% | 33rd below |
| Yield on Earning Assets | 5.21% | 5.67% | -0.46% | 31st below |
| Cost of Funds | 1.72% | 1.88% | -0.16% | 55th above |
| Net Interest Spread | 2.87% | 3.32% | -0.45% | 27th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.16% | -0.16% | 46th below |
| ACL / Total Loans | 1.43% | 1.28% | +0.15% | 74th above |
| Texas Ratio | 10.12% | 7.34% | +2.78% | 22nd bottom |
| Provision / NCO | 2500.00% | 1394.56% | +1105.44% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 8.67% | 12.14% | -3.47% | 8th bottom |
| Equity / Assets | 6.55% | 11.37% | -4.82% | 4th bottom |
| TCE / Tangible Assets | 6.55% | 11.08% | -4.53% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 61.43% | 80.66% | -19.23% | 82nd top |
| Core Deposit Ratio | 89.03% | 86.85% | +2.18% | 50th above |
| Wholesale Funding Ratio | 2.89% | 5.04% | -2.15% | 56th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.01% | 6.84% | -0.83% | 62nd above |
| Loan Growth (Y/Y) | -1.48% | 7.92% | -9.40% | 17th bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.26% | 6.29% | -1.03% | 59th above |
See The Bank of Beaver City's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Bank of Beaver City, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of Beaver City profile, how to read a UBPR, or how this data updates.