The Bank of Brodhead: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Retained earnings, which rose 3.0% to $25.3M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.20% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $38.2M |
| Tier 1 capital | $38.2M |
| Total risk-based capital | — |
| Total equity capital | $37.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.87% |
| Tangible equity to tangible assets | 8.36% |
| Equity capital to average assets | 8.97% |
| Internal capital growth rate | 8.03% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $750K |
| Common stock surplus | $14.3M |
| Retained earnings | $25.3M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 11.45% | 10.23% | 9.45% |
| Q4 2023 | 11.28% | 10.68% | 9.95% |
| Q1 2024 | 10.90% | 10.50% | 9.79% |
| Q2 2024 | 10.97% | 10.49% | 9.79% |
| Q3 2024 | 10.70% | 10.47% | 9.80% |
| Q4 2024 | 10.39% | 9.63% | 8.98% |
| Q1 2025 | 10.07% | 9.55% | 8.93% |
| Q2 2025 | 9.95% | 9.26% | 8.66% |
| Q3 2025 | 9.30% | 8.95% | 8.40% |
| Q4 2025 | 9.11% | 8.98% | 8.45% |
| Q1 2026 | 9.06% | 8.81% | 8.29% |
| Q2 2026 | 9.20% | 8.87% | 8.36% |
The Bank of Brodhead regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Brodhead, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Brodhead profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2455) · FFIEC NIC profile (RSSD 517441)