The Bank of Brodhead: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds purchased and repos climbed 333.9% in Q2 2026, from $1.0M to $4.3M. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, The Bank of Brodhead is 80th of 153 on loan-to-deposit ratio, 87.78% as of Q2 2026, below the middle of the field. The Bank of Brodhead reported 87.78% on loan-to-deposit ratio for Q2 2026, 6.94 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $4.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $100.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $4.3M |
| Other borrowed money | $40.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.48% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.78% |
| Net loans and leases to deposits | 86.78% |
| Loans and leases to core deposits | 108.01% |
| Core deposits to total deposits | 81.19% |
| Brokered deposits to total deposits | 11.12% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 85.18% | 88.49% | $2.1M | $19.2M |
| Q4 2023 | 85.73% | 87.50% | $2.2M | $22.2M |
| Q1 2024 | 86.54% | 86.58% | $1.0M | $22.2M |
| Q2 2024 | 87.52% | 86.60% | $1.4M | $23.4M |
| Q3 2024 | 86.82% | 83.84% | $2.5M | $27.6M |
| Q4 2024 | 86.33% | 82.14% | $1.2M | $31.6M |
| Q1 2025 | 84.60% | 81.20% | $1.0M | $27.2M |
| Q2 2025 | 90.02% | 80.99% | $1.9M | $40.5M |
| Q3 2025 | 85.72% | 78.13% | $1.0M | $37.0M |
| Q4 2025 | 87.61% | 79.25% | $1.0M | $41.0M |
| Q1 2026 | 85.82% | 80.76% | $1.0M | $40.0M |
| Q2 2026 | 87.78% | 81.19% | $4.3M | $40.0M |
The Bank of Brodhead liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Brodhead, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Brodhead profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2455) · FFIEC NIC profile (RSSD 517441)