The Bank of Brodhead: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 7.45 percentage points higher than in Q1 2026, at 90.83%. The Bank of Brodhead ranks 134th of 153 Wisconsin banks on return on assets, in the lower half at 0.71% (Q2 2026). The Bank of Brodhead reported 0.71% on return on assets for Q2 2026, 0.55 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.20% |
| Equity capital to assets | 8.87% |
| Tangible equity to tangible assets | 8.36% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.24% |
| Non-performing assets ratio | 0.87% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 9.60% |
| Allowance for credit losses to loans | 1.13% |
| Reserve coverage of non-performing loans | 90.83% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.71% |
| Return on equity | 7.96% |
| Net interest margin | 3.24% |
| Efficiency ratio | 67.83% |
| Yield on earning assets | 5.80% |
| Cost of funds | 2.62% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.78% |
| Core deposits to total deposits | 81.19% |
| Brokered deposits to total deposits | 11.12% |
| Deposits to assets | 80.15% |
| Securities to assets | 22.72% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.45% | 0.81% | 2.71% | 0.52% | -0.00% |
| Q4 2023 | 11.28% | 1.75% | 2.83% | 0.45% | 0.01% |
| Q1 2024 | 10.90% | 0.78% | 2.85% | 0.35% | 0.01% |
| Q2 2024 | 10.97% | 0.57% | 2.72% | 0.38% | -0.02% |
| Q3 2024 | 10.70% | 0.69% | 2.83% | 0.42% | -0.00% |
| Q4 2024 | 10.39% | 0.73% | 2.93% | 0.37% | 0.02% |
| Q1 2025 | 10.07% | 0.50% | 3.06% | 0.37% | 0.22% |
| Q2 2025 | 9.95% | 0.51% | 3.18% | 0.35% | 0.00% |
| Q3 2025 | 9.30% | 0.86% | 3.24% | 0.36% | -0.17% |
| Q4 2025 | 9.11% | 0.64% | 2.86% | 1.39% | -0.01% |
| Q1 2026 | 9.06% | 0.74% | 3.08% | 1.32% | -0.00% |
| Q2 2026 | 9.20% | 0.71% | 3.24% | 1.24% | 0.00% |
The Bank of Brodhead vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Brodhead, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Brodhead profile, peer group comparison, or how this data updates.
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