Bank of Coushatta: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 11.1% lower than in Q1 2026, at -$4.0M. Bank of Coushatta ranks 34th of 46 Louisiana banks on CET1 ratio, in the lower half at 14.22% (Q2 2026). Bank of Coushatta reported 14.22% on CET1 ratio for Q2 2026, 0.85 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.22% |
| Tier 1 risk-based capital ratio | 14.22% |
| Total risk-based capital ratio | 15.20% |
| Tier 1 leverage ratio | 9.23% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $30.0M |
| Tier 1 capital | $30.0M |
| Total risk-based capital | $32.1M |
| Total equity capital | $26.0M |
| Risk-weighted assets | $210.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.21% |
| Tangible equity to tangible assets | 8.21% |
| Equity capital to average assets | 8.02% |
| Internal capital growth rate | 3.08% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $220K |
| Common stock surplus | $11.8M |
| Retained earnings | $18.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.24% | 14.24% | 15.18% | 10.07% | $202.2M |
| Q4 2023 | 13.86% | 13.86% | 14.78% | 10.01% | $207.9M |
| Q1 2024 | 13.77% | 13.77% | 14.70% | 9.47% | $209.9M |
| Q2 2024 | 13.45% | 13.45% | 14.31% | 9.62% | $214.4M |
| Q3 2024 | 13.59% | 13.59% | 14.47% | 9.68% | $214.1M |
| Q4 2024 | 14.20% | 14.20% | 15.14% | 9.70% | $205.6M |
| Q1 2025 | 13.42% | 13.42% | 14.29% | 9.13% | $218.1M |
| Q2 2025 | 13.92% | 13.92% | 14.85% | 9.37% | $211.7M |
| Q3 2025 | 13.94% | 13.94% | 14.90% | 9.59% | $211.6M |
| Q4 2025 | 14.28% | 14.28% | 15.27% | 9.55% | $208.4M |
| Q1 2026 | 14.21% | 14.21% | 15.16% | 9.03% | $209.7M |
| Q2 2026 | 14.22% | 14.22% | 15.20% | 9.23% | $210.9M |
Bank of Coushatta regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Coushatta, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Coushatta profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8531) · FFIEC NIC profile (RSSD 926959)