Bank of Coushatta: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Total interest expense rose 2.9% in Q2 2026 to $1.6M, the biggest move on this page. Bank of Coushatta has the 6th lowest net interest margin of the 103 banks headquartered in Louisiana, at 2.63% as of Q2 2026. Bank of Coushatta reported 2.63% on net interest margin for Q2 2026, 1.32 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.63% |
| Yield on loans | 6.50% |
| Yield on securities | 3.01% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.25% |
| Cost of interest-bearing deposits | 2.58% |
| Cost of interest-bearing liabilities | 2.61% |
| Cost of borrowings | 2.74% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.63% |
| Yield to cost spread | 2.02% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.3M |
| Total interest expense | $1.6M |
| Interest expense on deposits | $1.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 3.97% | 1.10% | 2.94% | 6.23% | 2.18% |
| Q4 2023 | 4.03% | 1.69% | 2.47% | 6.38% | 2.16% |
| Q1 2024 | 4.18% | 1.88% | 2.41% | 6.30% | 2.61% |
| Q2 2024 | 4.21% | 1.99% | 2.35% | 6.37% | 2.40% |
| Q3 2024 | 4.55% | 2.20% | 2.49% | 6.89% | 2.44% |
| Q4 2024 | 4.53% | 2.18% | 2.48% | 6.80% | 2.43% |
| Q1 2025 | 4.44% | 2.04% | 2.54% | 6.59% | 2.45% |
| Q2 2025 | 4.66% | 2.44% | 2.48% | 6.86% | 2.51% |
| Q3 2025 | 4.68% | 2.56% | 2.42% | 6.76% | 2.56% |
| Q4 2025 | 4.63% | 2.42% | 2.52% | 6.71% | 2.63% |
| Q1 2026 | 4.47% | 2.15% | 2.56% | 6.47% | 2.86% |
| Q2 2026 | 4.63% | 2.25% | 2.63% | 6.50% | 3.01% |
Bank of Coushatta yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Coushatta, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Coushatta profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8531) · FFIEC NIC profile (RSSD 926959)