Bank of Coushatta: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) climbed 19.99 percentage points in Q2 2026, from 171.71% to 191.70%. It was the largest change from Q1 2026 among the key lines here. Bank of Coushatta ranks 85th of 103 Louisiana banks on loan-to-deposit ratio, in the lower half at 59.58% (Q2 2026). Bank of Coushatta reported 59.58% on loan-to-deposit ratio for Q2 2026, 21.26 points below the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $145.8M |
| Net loans and leases | $143.7M |
| Loans held for sale | $0 |
| Loans to total assets | 45.97% |
| Loan-to-deposit ratio | 59.58% |
| Net loans to equity capital | 5.52% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 30.84% |
| Multifamily (5+ residential) | 5.72% |
| Commercial and industrial | 4.16% |
| Consumer | 1.63% |
| Credit cards | 0.00% |
| Farm | 4.26% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 191.70% |
| Construction concentration (Tier 1 capital + allowance) | 84.04% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.50% |
| Interest income on loans | $2.3M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $121.5M | $225.2M | 41.59% | 8.29% | 2.04% |
| Q4 2023 | $123.3M | $219.7M | 41.08% | 8.24% | 1.89% |
| Q1 2024 | $124.5M | $228.5M | 40.12% | 8.27% | 1.83% |
| Q2 2024 | $134.4M | $219.5M | 39.03% | 7.00% | 1.83% |
| Q3 2024 | $139.5M | $219.6M | 36.14% | 6.20% | 1.86% |
| Q4 2024 | $132.6M | $232.6M | 35.47% | 6.53% | 1.79% |
| Q1 2025 | $137.2M | $243.8M | 35.16% | 5.96% | 1.70% |
| Q2 2025 | $142.7M | $236.3M | 35.02% | 5.50% | 1.67% |
| Q3 2025 | $143.5M | $234.0M | 34.77% | 5.10% | 1.78% |
| Q4 2025 | $139.2M | $245.2M | 32.44% | 4.40% | 1.82% |
| Q1 2026 | $135.8M | $251.5M | 32.60% | 5.87% | 1.73% |
| Q2 2026 | $145.8M | $244.7M | 30.84% | 4.16% | 1.63% |
Bank of Coushatta loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Coushatta, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Coushatta profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8531) · FFIEC NIC profile (RSSD 926959)