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Bank of Dawson: Efficiency Ratio

53.95% Ranks #1,159 of 3,644 U.S. banks · 68th percentile

Data as of · sourced from FFIEC call reports. How we update

Bank of Dawson reported a efficiency ratio of 53.95% as of Q2 2026, ranking #1,159 of 3,644 U.S. banks (68th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 53.95%
Q1 2026 45.45%
Q4 2025 84.62%
Q3 2025 54.60%
Q2 2025 44.06%
Q1 2025 53.96%
Q4 2024 74.04%
Q3 2024 56.23%
Q2 2024 54.69%
Q1 2024 57.85%
Q4 2023 75.18%
Q3 2023 45.56%

National Context

Latest value 53.95%
National rank#1,159 of 3,644
Percentile 68th
12-quarter low44.06%
12-quarter high84.62%
Full rankingView leaderboard

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.

Full definition & formula →

Frequently asked questions

What is Bank of Dawson's Efficiency Ratio?

Bank of Dawson's Efficiency Ratio was 53.95% as of Q2 2026, ranking #1159 of 3,644 U.S. banks.

What is the Efficiency Ratio?

The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank of Dawson profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 876) · FFIEC NIC profile (RSSD 193537)