Bank of England: Non-Performing Assets Ratio
Data as of · sourced from FFIEC call reports. How we update
Bank of England reported a non-performing assets ratio of 1.81% as of Q2 2026, ranking #315 of 3,656 U.S. banks (91st percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.
12-Quarter Trend
National Context
What is the Non-Performing Assets Ratio?
The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.
Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.
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What is Bank of England's Non-Performing Assets Ratio?
Bank of England's Non-Performing Assets Ratio was 1.81% as of Q2 2026, ranking #315 of 3,656 U.S. banks.
What is the Non-Performing Assets Ratio?
The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.
More Bank of England metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank of England profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 13303) · FFIEC NIC profile (RSSD 244149)