Bank of Gleason: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 9.8% higher than in Q1 2026, at -$5.8M. Bank of Gleason has the highest CET1 ratio of the 71 banks headquartered in Tennessee, 33.72% as of Q2 2026. Against a median of 15.07% for banks in the $100M-1B asset tier, Bank of Gleason reported 33.72% on CET1 ratio in Q2 2026, 18.65 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 33.72% |
| Tier 1 risk-based capital ratio | 33.72% |
| Total risk-based capital ratio | 34.66% |
| Tier 1 leverage ratio | 20.86% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $30.2M |
| Tier 1 capital | $30.2M |
| Total risk-based capital | $31.1M |
| Total equity capital | $24.4M |
| Risk-weighted assets | $89.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 17.65% |
| Tangible equity to tangible assets | 17.65% |
| Equity capital to average assets | 16.87% |
| Internal capital growth rate | 8.04% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $500K |
| Retained earnings | $29.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 37.14% | 37.14% | 38.08% | 23.40% | $78.4M |
| Q4 2023 | 35.49% | 35.49% | 36.40% | 23.75% | $81.8M |
| Q1 2024 | 35.58% | 35.58% | 36.51% | 22.97% | $81.0M |
| Q2 2024 | 35.16% | 35.16% | 36.09% | 23.10% | $82.3M |
| Q3 2024 | 35.61% | 35.61% | 36.56% | 21.63% | $82.5M |
| Q4 2024 | 36.38% | 36.38% | 37.37% | 22.10% | $81.0M |
| Q1 2025 | 35.71% | 35.71% | 36.70% | 21.86% | $82.0M |
| Q2 2025 | 34.52% | 34.52% | 35.49% | 21.40% | $85.4M |
| Q3 2025 | 33.57% | 33.57% | 34.50% | 20.99% | $89.0M |
| Q4 2025 | 34.24% | 34.24% | 35.20% | 21.03% | $87.3M |
| Q1 2026 | 34.06% | 34.06% | 35.02% | 21.11% | $87.3M |
| Q2 2026 | 33.72% | 33.72% | 34.66% | 20.86% | $89.6M |
Bank of Gleason regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Gleason, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Gleason profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2379) · FFIEC NIC profile (RSSD 141958)