Bank of Gleason: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 352.78 percentage points lower than in Q1 2026, at 741.82%. Within Tennessee, Bank of Gleason is 42nd of 109 on return on assets, 1.30% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Bank of Gleason sits 0.04 points higher, at 1.30% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 33.72% |
| Tier 1 risk-based capital ratio | 33.72% |
| Total risk-based capital ratio | 34.66% |
| Tier 1 leverage ratio | 20.86% |
| Equity capital to assets | 17.65% |
| Tangible equity to tangible assets | 17.65% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.14% |
| Non-performing assets ratio | 0.38% |
| Net charge-off ratio | -0.02% |
| Texas ratio | 2.11% |
| Allowance for credit losses to loans | 1.00% |
| Reserve coverage of non-performing loans | 741.82% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.30% |
| Return on equity | 7.85% |
| Net interest margin | 3.84% |
| Efficiency ratio | 57.98% |
| Yield on earning assets | 5.63% |
| Cost of funds | 2.21% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 71.77% |
| Core deposits to total deposits | 86.54% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 81.76% |
| Securities to assets | 32.45% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 37.14% | 37.14% | 38.08% | 23.40% | 0.78% |
| Q4 2023 | 35.49% | 35.49% | 36.40% | 23.75% | -0.23% |
| Q1 2024 | 35.58% | 35.58% | 36.51% | 22.97% | 0.99% |
| Q2 2024 | 35.16% | 35.16% | 36.09% | 23.10% | 0.91% |
| Q3 2024 | 35.61% | 35.61% | 36.56% | 21.63% | 0.79% |
| Q4 2024 | 36.38% | 36.38% | 37.37% | 22.10% | 0.24% |
| Q1 2025 | 35.71% | 35.71% | 36.70% | 21.86% | 0.98% |
| Q2 2025 | 34.52% | 34.52% | 35.49% | 21.40% | 0.82% |
| Q3 2025 | 33.57% | 33.57% | 34.50% | 20.99% | 0.85% |
| Q4 2025 | 34.24% | 34.24% | 35.20% | 21.03% | 0.62% |
| Q1 2026 | 34.06% | 34.06% | 35.02% | 21.11% | 0.97% |
| Q2 2026 | 33.72% | 33.72% | 34.66% | 20.86% | 1.30% |
Bank of Gleason vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Gleason, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Gleason profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2379) · FFIEC NIC profile (RSSD 141958)