Bank of Gleason: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Net loans and leases to deposits climbed 1.78 percentage points in Q2 2026, from 69.28% to 71.05%. It was the largest change from Q1 2026 among the key lines here. Bank of Gleason ranks 83rd of 109 Tennessee banks on loan-to-deposit ratio, in the lower half at 71.77% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Bank of Gleason sits 9.07 points lower, at 71.77% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $52.4M |
| Fed funds sold and reverse repos | $848K |
| Fed funds sold and reverse repos to assets | 0.61% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 71.77% |
| Net loans and leases to deposits | 71.05% |
| Loans and leases to core deposits | 82.94% |
| Core deposits to total deposits | 86.54% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 63.71% | 92.45% | $0 | $0 |
| Q4 2023 | 62.32% | 90.02% | $0 | $0 |
| Q1 2024 | 63.53% | 88.77% | $0 | $0 |
| Q2 2024 | 64.96% | 87.36% | $0 | $0 |
| Q3 2024 | 64.68% | 86.21% | $0 | $0 |
| Q4 2024 | 67.63% | 86.21% | $0 | $0 |
| Q1 2025 | 68.33% | 85.49% | $0 | $0 |
| Q2 2025 | 67.19% | 86.11% | $0 | $0 |
| Q3 2025 | 65.46% | 85.02% | $0 | $0 |
| Q4 2025 | 67.87% | 85.58% | $0 | $0 |
| Q1 2026 | 70.01% | 85.97% | $0 | $0 |
| Q2 2026 | 71.77% | 86.54% | $0 | $0 |
Bank of Gleason liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Gleason, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Gleason profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2379) · FFIEC NIC profile (RSSD 141958)