The Bank of Glen Burnie: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Risk-weighted assets climbed 9.5% in Q2 2026, from $271.0M to $296.6M. It was the largest change from Q1 2026 among the key lines here. On CET1 ratio, The Bank of Glen Burnie is 3rd from the bottom among 20 Maryland banks, 11.95% (Q2 2026). The Bank of Glen Burnie reported 11.95% on CET1 ratio for Q2 2026, 3.12 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.95% |
| Tier 1 risk-based capital ratio | 11.95% |
| Total risk-based capital ratio | 13.10% |
| Tier 1 leverage ratio | 8.79% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $35.4M |
| Tier 1 capital | $35.4M |
| Total risk-based capital | $38.9M |
| Total equity capital | $21.3M |
| Risk-weighted assets | $296.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 5.39% |
| Tangible equity to tangible assets | 5.32% |
| Equity capital to average assets | 5.27% |
| Internal capital growth rate | -4.59% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $5.7M |
| Common stock surplus | $5.9M |
| Retained earnings | $25.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$15.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 17.12% | 17.12% | 18.10% | 10.56% | $222.3M |
| Q4 2023 | 17.37% | 17.37% | 18.40% | 10.76% | $218.7M |
| Q1 2024 | 17.14% | 17.14% | 18.30% | 10.43% | $218.0M |
| Q2 2024 | 15.59% | 15.59% | 16.84% | 10.10% | $236.7M |
| Q3 2024 | 15.47% | 15.47% | 16.72% | 10.11% | $237.6M |
| Q4 2024 | 15.15% | 15.15% | 16.40% | 9.97% | $240.8M |
| Q1 2025 | 15.42% | 15.42% | 16.60% | 9.71% | $237.6M |
| Q2 2025 | 14.91% | 14.91% | 16.06% | 9.59% | $244.5M |
| Q3 2025 | 14.82% | 14.82% | 15.96% | 9.67% | $244.3M |
| Q4 2025 | 13.80% | 13.80% | 14.94% | 9.49% | $257.6M |
| Q1 2026 | 13.16% | 13.16% | 14.25% | 9.18% | $271.0M |
| Q2 2026 | 11.95% | 11.95% | 13.10% | 8.79% | $296.6M |
The Bank of Glen Burnie regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Glen Burnie, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Glen Burnie profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16820) · FFIEC NIC profile (RSSD 628123)