The Bank of Glen Burnie: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin fell 0.26 percentage points in Q2 2026 to 3.02%, the biggest move on this page. Within Maryland, The Bank of Glen Burnie is 22nd of 27 on net interest margin, 3.02% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. The Bank of Glen Burnie sits 0.93 points lower, at 3.02% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.42% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.52% |
| Cost of interest-bearing deposits | 2.16% |
| Cost of interest-bearing liabilities | 2.12% |
| Cost of borrowings | 3.72% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.02% |
| Yield to cost spread | 2.30% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.5M |
| Total interest expense | $1.4M |
| Interest expense on deposits | $1.3M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 3.74% | 0.46% | 3.30% |
| Q4 2023 | 3.87% | 0.66% | 3.27% |
| Q1 2024 | 3.76% | 0.99% | 2.84% |
| Q2 2024 | 4.20% | 1.28% | 3.01% |
| Q3 2024 | 4.33% | 1.33% | 3.08% |
| Q4 2024 | 4.29% | 1.37% | 3.00% |
| Q1 2025 | 4.13% | 1.28% | 2.94% |
| Q2 2025 | 4.24% | 1.36% | 2.97% |
| Q3 2025 | 4.66% | 1.36% | 3.41% |
| Q4 2025 | 4.53% | 1.43% | 3.23% |
| Q1 2026 | 4.68% | 1.51% | 3.28% |
| Q2 2026 | 4.42% | 1.52% | 3.02% |
The Bank of Glen Burnie yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Glen Burnie, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Glen Burnie profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16820) · FFIEC NIC profile (RSSD 628123)