The Bank of Glen Burnie: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 7.28 percentage points higher than in Q1 2026, at 75.42%. On loan-to-deposit ratio, The Bank of Glen Burnie is 3rd from the bottom among 27 Maryland banks, 74.97% (Q2 2026). The Bank of Glen Burnie reported 74.97% on loan-to-deposit ratio for Q2 2026, 5.87 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $5.2M |
| Cash and noninterest-bearing balances to assets | 1.31% |
| Cash and securities | $107.3M |
| Fed funds sold and reverse repos | $23K |
| Fed funds sold and reverse repos to assets | 0.01% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $14.6M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.70% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.97% |
| Net loans and leases to deposits | 74.08% |
| Loans and leases to core deposits | 75.42% |
| Core deposits to total deposits | 95.01% |
| Brokered deposits to total deposits | 4.39% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 55.50% | 98.97% | $0 | $25.3M |
| Q4 2023 | 58.74% | 99.17% | $0 | $30.2M |
| Q1 2024 | 57.54% | 99.19% | $0 | $40.2M |
| Q2 2024 | 65.87% | 99.55% | $0 | $30.1M |
| Q3 2024 | 65.85% | 99.56% | $0 | $30.1M |
| Q4 2024 | 66.37% | 99.63% | $0 | $30.0M |
| Q1 2025 | 65.37% | 99.82% | $0 | $20.0M |
| Q2 2025 | 67.25% | 99.82% | $0 | $13.0M |
| Q3 2025 | 65.43% | 97.73% | $0 | $55K |
| Q4 2025 | 69.56% | 96.02% | $0 | $4.0M |
| Q1 2026 | 67.84% | 93.60% | $0 | $30K |
| Q2 2026 | 74.97% | 95.01% | $0 | $14.6M |
The Bank of Glen Burnie liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Glen Burnie, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Glen Burnie profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16820) · FFIEC NIC profile (RSSD 628123)