Bank call report · Oak Ridge, LA
Bank of Oak Ridge Call Report
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Bank of Oak Ridge filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 255 reported line items, schedule by schedule (796 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 687054 |
| FDIC certificate number | 21529 |
| Total assets | $138.6M |
Official Q2 2026 call report PDF (FFIEC) →
Bank of Oak Ridge call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Bank of Oak Ridge balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $138.6M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $138.6M |
| Total Liabilities and Minority Interest | RCON2948 | $122.5M |
| Total Deposits | RCON2200 | $121.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $113.2M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $112.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $103.0M |
| Deposits: Noninterest-bearing | RCON6631 | $18.8M |
| Interest-bearing Balances | RCON0071 | $17.1M |
| Total Equity Capital | RCON3210 | $16.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $16.1M |
| Surplus | RCON3839 | $10.3M |
| Undivided Profits and Capital Reserves | RCON3632 | $5.9M |
| Other Assets | RCON2160 | $2.6M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.6M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $2.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $2.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.1M |
| Other Liabilities, Total | RCON2930 | $724K |
| Accumulated Other Comprehensive Income | RCONB530 | -$61K |
| Common Stock | RCON3230 | $40K |
Schedule RI: Income Statement (34 items)
About Schedule RI · Bank of Oak Ridge income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $4.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $3.7M |
| Net Interest Income | RIAD4074 | $2.8M |
| Total Noninterest Expense | RIAD4093 | $2.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $2.0M |
| Total Interest Expense | RIAD4073 | $1.4M |
| Salaries and Employee Benefits | RIAD4135 | $1.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $863K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $742K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $740K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $730K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $730K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $730K |
| Net Income (Loss) | RIAD4340 | $730K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $730K |
| Other Noninterest Expense | RIAD4092 | $630K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $446K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $417K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $203K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $179K |
| Total Noninterest Income | RIAD4079 | $150K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $102K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $92K |
| Provision for Loan and Lease Losses | RIAD4230 | $90K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $90K |
| Other Noninterest Income | RIADB497 | $52K |
| Other Interest Expense | RIADGW44 | $30K |
| Interest on Other Securities | RIAD4060 | $29K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $17K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $17K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $6K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $3K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 24 |
Schedule RC-B: Securities (16 items)
About Schedule RC-B · Bank of Oak Ridge securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $119K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $107K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $2.1M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $1.9M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $1.8M |
| Pledged Securities | RCON0416 | $1.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $1.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $276K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $253K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $107K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $103K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $99K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $67K |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $66K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $62K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $4K |
Schedule RC-C, Part I: Loans and Leases (26 items)
About Schedule RC-C, Part I · Bank of Oak Ridge loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $113.2M |
| Pledged Loans and Leases | RCONG378 | $47.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $33.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $31.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $25.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $25.0M |
| Commercial and Industrial Loans | RCON1766 | $22.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $22.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $17.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $15.8M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $10.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $9.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $8.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $7.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $7.3M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $6.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $4.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $4.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $2.9M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $2.4M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $1.2M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $898K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $110K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $40K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (14 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $13.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $7.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $3.2M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $2.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $1.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $476K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $365K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 75 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 34 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 33 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 31 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 12 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 7 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 2 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Bank of Oak Ridge deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $99.8M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $82.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $51.5M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $27.6M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $27.6M |
| Total Transaction Accounts | RCON2215 | $21.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $21.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $19.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $17.8M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $17.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $14.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $10.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $9.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $9.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $5.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $5.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $4.5M |
| Total reciprocal deposits | RCONJH83 | $3.7M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $2.5M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $1.2M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $1.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $902K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $902K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $902K |
| Total Brokered Deposits | RCON2365 | $902K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $577K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $247K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $167K |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $107K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $54K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $17K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $9K |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $1.4M |
| Accrued Interest Receivable | RCONB556 | $579K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $396K |
| Other Assets | RCON2168 | $271K |
| Prepaid Expenses | RCON2166 | $222K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $439K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $225K |
| All Other Liabilities | RCON2938 | $40K |
| Operating lease liabilities | RCONLB56 | $36K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $20K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Bank of Oak Ridge quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $139.4M |
| Quarterly Average of Total Loans | RCON3360 | $109.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $59.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $58.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $27.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $25.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $23.5M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $22.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $14.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $13.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $2.9M |
| All Other Securities | RCONB560 | $1.7M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $308K |
| Mortgage-backed Securities | RCONB559 | $189K |
| Quarterly Average of Other Borrowed Money | RCON3355 | $1K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (7 items)
About Schedule RC-L · Bank of Oak Ridge derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Off-balance Sheet Liabilities | RCON3430 | $12.8M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $12.8M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $11.8M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $9.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $807K |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $697K |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $411K |
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Bank of Oak Ridge memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $87K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Bank of Oak Ridge other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $139.4M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $122.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $81.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $39.9M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $15.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $905K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,325 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 90 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 18 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Bank of Oak Ridge regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $116.4M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Bank of Oak Ridge regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $139.4M |
| Average total consolidated assets | RCOAKW03 | $139.4M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $116.4M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $17.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $16.2M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $16.2M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $16.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $16.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $10.3M |
| Retained Earnings | RCOAKW00 | $5.9M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $1.2M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.2M |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.2M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$61K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$61K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1488 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1389 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1389 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1159 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0688 |
Schedule RC-R, Part II: Risk-Weighted Assets (37 items)
About Schedule RC-R, Part II · Bank of Oak Ridge risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $116.4M |
| Total Risk-weighted Assets | RCONG641 | $116.4M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $102.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $102.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $94.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $89.8M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $89.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $25.2M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $25.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $23.4M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $23.4M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $19.3M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $13.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $13.5M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $13.5M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $13.4M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $12.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $8.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $7.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $6.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $6.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $6.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $5.9M |
| Total All Other Assets | RCOND981 | $5.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $4.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $2.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $1.7M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $1.6M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $1.5M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $911K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 20% | RCONS528 | $785K |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $377K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $277K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $108K |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $62K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$61K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $16.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $15.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $15.4M |
| Other Comprehensive Income | RIADB511 | -$15K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (3 items)
About Schedule RI-B, Part I · Bank of Oak Ridge charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Bank of Oak Ridge changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $1.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.1M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $46K |
Bank of Oak Ridge call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Bank of Oak Ridge call report?
The Bank of Oak Ridge call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Bank of Oak Ridge file?
Bank of Oak Ridge files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Bank of Oak Ridge call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Bank of Oak Ridge has Federal Reserve RSSD ID 687054 and FDIC certificate number 21529. Either one finds its filings on the FFIEC Central Data Repository.
How often does Bank of Oak Ridge file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Bank of Oak Ridge financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 21529) · FFIEC NIC profile (RSSD 687054)