Bank of Oak Ridge: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Oak Ridge of Oak Ridge, LA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.09% | 1.34% | -0.25% | 38th below |
| ROAE | 9.55% | 13.31% | -3.76% | 33rd below |
| Net Interest Margin | 4.27% | 3.93% | +0.34% | 69th above |
| Efficiency Ratio | 69.97% | 61.14% | +8.83% | 28th below |
| PPNR / Avg Assets | 1.35% | 1.68% | -0.33% | 36th below |
| Yield on Earning Assets | 6.41% | 5.67% | +0.74% | 84th top |
| Cost of Funds | 2.18% | 1.88% | +0.30% | 27th below |
| Net Interest Spread | 3.57% | 3.32% | +0.25% | 63rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.17% | 0.16% | +0.01% | 14th bottom |
| ACL / Total Loans | 1.00% | 1.28% | -0.28% | 26th below |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 195.65% | 1395.73% | -1200.08% | 57th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.89% | 19.50% | -5.61% | 38th below |
| Tier 1 Ratio | 13.89% | 19.54% | -5.65% | 38th below |
| Total Capital Ratio | 14.88% | 20.62% | -5.74% | 37th below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.59% | 12.14% | -0.55% | 60th above |
| Equity / Assets | 11.62% | 11.37% | +0.25% | 67th above |
| TCE / Tangible Assets | 11.62% | 11.09% | +0.53% | 70th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.95% | 80.64% | +12.31% | 22nd bottom |
| Core Deposit Ratio | 76.55% | 86.86% | -10.31% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 21.74% | 6.85% | +14.89% | 96th top |
| Loan Growth (Y/Y) | 19.76% | 7.90% | +11.86% | 92nd top |
| Deposit Growth (Y/Y) | 24.02% | 6.29% | +17.73% | 96th top |
See Bank of Oak Ridge's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Oak Ridge, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Oak Ridge profile, how to read a UBPR, or how this data updates.