Bank of Prague: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Return on equity: 20.77 percentage points lower than in Q1 2026, at 9.56%. Bank of Prague ranks 100th of 138 Nebraska banks on return on assets, in the lower half at 1.07% (Q2 2026). The median for banks in the < $100M asset tier is 0.98% on return on assets. Bank of Prague sits 0.08 points higher, at 1.07% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.15% |
| Equity capital to assets | 11.01% |
| Tangible equity to tangible assets | 10.98% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.69% |
| Non-performing assets ratio | 0.49% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 7.48% |
| Allowance for credit losses to loans | 0.98% |
| Reserve coverage of non-performing loans | 142.44% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.07% |
| Return on equity | 9.56% |
| Net interest margin | 4.90% |
| Efficiency ratio | 82.35% |
| Yield on earning assets | 6.72% |
| Cost of funds | 2.02% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 80.81% |
| Core deposits to total deposits | 97.20% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.70% |
| Securities to assets | 13.51% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 13.07% | 4.99% | 4.86% | 0.51% | 0.00% |
| Q4 2023 | 13.32% | 3.30% | 4.90% | 0.48% | 0.26% |
| Q1 2024 | 13.24% | 3.48% | 4.74% | 0.48% | 0.27% |
| Q2 2024 | 12.98% | 0.51% | 4.87% | 0.45% | 0.10% |
| Q3 2024 | 13.67% | 5.17% | 5.20% | 0.56% | 0.00% |
| Q4 2024 | 13.39% | 3.24% | 5.13% | 0.53% | 0.24% |
| Q1 2025 | 12.59% | 3.57% | 4.96% | 0.57% | 0.00% |
| Q2 2025 | 12.13% | -0.25% | 5.01% | 0.14% | 1.19% |
| Q3 2025 | 12.51% | 3.99% | 4.89% | 0.74% | 0.87% |
| Q4 2025 | 12.33% | 2.25% | 4.97% | 0.72% | 0.00% |
| Q1 2026 | 11.78% | 3.46% | 4.78% | 0.72% | 0.00% |
| Q2 2026 | 11.15% | 1.07% | 4.90% | 0.69% | 0.00% |
Bank of Prague vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Prague, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Prague profile, peer group comparison, or how this data updates.
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