Bank of Prague: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Net interest margin edged up by 0.12 percentage points, from 4.78% to 4.90%, the largest move among the key lines here. On net interest margin, Bank of Prague ranks 7th highest among the 138 banks headquartered in Nebraska, at 4.90% (Q2 2026). The median for banks in the < $100M asset tier is 3.89% on net interest margin. Bank of Prague sits 1.02 points higher, at 4.90% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.72% |
| Yield on loans | 7.99% |
| Yield on securities | 3.32% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.02% |
| Cost of interest-bearing deposits | 2.46% |
| Cost of interest-bearing liabilities | 2.46% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.90% |
| Yield to cost spread | 4.26% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $682K |
| Total interest expense | $216K |
| Interest expense on deposits | $216K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.11% | 1.39% | 4.86% | 7.75% | 2.70% |
| Q4 2023 | 6.41% | 1.72% | 4.90% | 7.94% | 2.85% |
| Q1 2024 | 6.34% | 1.83% | 4.74% | 7.81% | 2.82% |
| Q2 2024 | 6.74% | 2.11% | 4.87% | 8.14% | 2.92% |
| Q3 2024 | 7.19% | 2.24% | 5.20% | 8.51% | 3.10% |
| Q4 2024 | 7.07% | 2.16% | 5.13% | 8.27% | 3.07% |
| Q1 2025 | 6.77% | 2.01% | 4.96% | 8.10% | 3.13% |
| Q2 2025 | 6.88% | 2.09% | 5.01% | 8.20% | 3.11% |
| Q3 2025 | 6.82% | 2.15% | 4.89% | 8.02% | 3.08% |
| Q4 2025 | 6.84% | 2.06% | 4.97% | 7.98% | 3.31% |
| Q1 2026 | 6.62% | 2.04% | 4.78% | 8.03% | 3.29% |
| Q2 2026 | 6.72% | 2.02% | 4.90% | 7.99% | 3.32% |
Bank of Prague yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Prague, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Prague profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12745) · FFIEC NIC profile (RSSD 858452)