Bank of Prague: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Prague of Prague, NE against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.07% | 3.14% | -2.07% | 51st above |
| ROAE Behind the peer average, ahead of the median peer. | 9.56% | 10.42% | -0.86% | 56th above |
| Net Interest Margin | 4.90% | 3.93% | +0.97% | 84th top |
| Efficiency Ratio | 82.35% | 76.29% | +6.06% | 26th below |
| PPNR / Avg Assets | 1.07% | 1.40% | -0.33% | 42nd below |
| Yield on Earning Assets | 6.72% | 5.35% | +1.37% | 91st top |
| Cost of Funds | 2.02% | 1.70% | +0.32% | 28th below |
| Net Interest Spread | 4.26% | 3.31% | +0.95% | 84th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.69% | 1.34% | -0.65% | 38th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.49% | 0.71% | -0.22% | 32nd below |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 0.98% | 1.49% | -0.51% | 26th below |
| ACL / NPLs (Coverage) | 142.44% | 865.58% | -723.14% | 48th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.48% | 8.25% | -0.77% | 26th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.15% | 17.61% | -6.46% | 30th below |
| Equity / Assets | 11.01% | 16.43% | -5.42% | 36th below |
| TCE / Tangible Assets | 10.98% | 16.18% | -5.20% | 38th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.81% | 72.82% | +7.99% | 30th below |
| Core Deposit Ratio | 97.20% | 88.20% | +9.00% | 83rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.28% | 4.29% | +7.99% | 89th top |
| Loan Growth (Y/Y) | 15.39% | 6.71% | +8.68% | 87th top |
| Deposit Growth (Y/Y) | 13.11% | 3.76% | +9.35% | 90th top |
See Bank of Prague's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Prague, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Prague profile, how to read a UBPR, or how this data updates.