Bank of Prairie Du Sac: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 13.9% in Q2 2026, from -$10.3M to -$8.9M. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Bank of Prairie Du Sac is 10th of 85 on CET1 ratio, 21.84% as of Q2 2026, above the middle of the field. Bank of Prairie Du Sac reported 21.84% on CET1 ratio for Q2 2026, 6.77 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 21.84% |
| Tier 1 risk-based capital ratio | 21.84% |
| Total risk-based capital ratio | 23.03% |
| Tier 1 leverage ratio | 13.70% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $106.0M |
| Tier 1 capital | $106.0M |
| Total risk-based capital | $111.8M |
| Total equity capital | $97.1M |
| Risk-weighted assets | $485.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 13.05% |
| Tangible equity to tangible assets | 13.05% |
| Equity capital to average assets | 12.55% |
| Internal capital growth rate | 4.96% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.3M |
| Common stock surplus | $8.4M |
| Retained earnings | $96.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$8.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 20.38% | 20.38% | 21.63% | 14.92% | $440.3M |
| Q4 2023 | 20.28% | 20.28% | 21.53% | 14.92% | $445.2M |
| Q1 2024 | 20.22% | 20.22% | 21.47% | 14.91% | $456.6M |
| Q2 2024 | 20.47% | 20.47% | 21.72% | 14.98% | $454.5M |
| Q3 2024 | 21.14% | 21.14% | 22.39% | 15.29% | $450.6M |
| Q4 2024 | 21.11% | 21.11% | 22.36% | 15.12% | $454.5M |
| Q1 2025 | 21.44% | 21.44% | 22.68% | 14.92% | $457.7M |
| Q2 2025 | 21.08% | 21.08% | 22.30% | 14.85% | $469.8M |
| Q3 2025 | 21.73% | 21.73% | 22.96% | 14.68% | $468.4M |
| Q4 2025 | 21.50% | 21.50% | 22.72% | 13.63% | $474.7M |
| Q1 2026 | 22.19% | 22.19% | 23.41% | 13.50% | $472.4M |
| Q2 2026 | 21.84% | 21.84% | 23.03% | 13.70% | $485.4M |
Bank of Prairie Du Sac regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Prairie Du Sac, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Prairie Du Sac profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14660) · FFIEC NIC profile (RSSD 997847)