Bank of Prairie Du Sac: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 2.70 percentage points higher than in Q1 2026, at 61.07%. Bank of Prairie Du Sac ranks 41st of 153 Wisconsin banks on return on assets, in the upper half at 1.62% (Q2 2026). The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Bank of Prairie Du Sac sits 0.37 points higher, at 1.62% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 21.84% |
| Tier 1 risk-based capital ratio | 21.84% |
| Total risk-based capital ratio | 23.03% |
| Tier 1 leverage ratio | 13.70% |
| Equity capital to assets | 13.05% |
| Tangible equity to tangible assets | 13.05% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.37% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.62% |
| Return on equity | 13.10% |
| Net interest margin | 3.12% |
| Efficiency ratio | 38.49% |
| Yield on earning assets | 4.98% |
| Cost of funds | 2.09% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 61.07% |
| Core deposits to total deposits | 92.06% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 86.54% |
| Securities to assets | 30.86% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 20.38% | 20.38% | 21.63% | 14.92% | 0.51% |
| Q4 2023 | 20.28% | 20.28% | 21.53% | 14.92% | 1.25% |
| Q1 2024 | 20.22% | 20.22% | 21.47% | 14.91% | 1.31% |
| Q2 2024 | 20.47% | 20.47% | 21.72% | 14.98% | 1.34% |
| Q3 2024 | 21.14% | 21.14% | 22.39% | 15.29% | 1.42% |
| Q4 2024 | 21.11% | 21.11% | 22.36% | 15.12% | 1.37% |
| Q1 2025 | 21.44% | 21.44% | 22.68% | 14.92% | 1.50% |
| Q2 2025 | 21.08% | 21.08% | 22.30% | 14.85% | 1.59% |
| Q3 2025 | 21.73% | 21.73% | 22.96% | 14.68% | 1.44% |
| Q4 2025 | 21.50% | 21.50% | 22.72% | 13.63% | 1.16% |
| Q1 2026 | 22.19% | 22.19% | 23.41% | 13.50% | 1.44% |
| Q2 2026 | 21.84% | 21.84% | 23.03% | 13.70% | 1.62% |
Bank of Prairie Du Sac vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Prairie Du Sac, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Prairie Du Sac profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14660) · FFIEC NIC profile (RSSD 997847)