Bank of Prairie Du Sac: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Prairie Du Sac of Prairie du Sac, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.62% | 1.34% | +0.28% | 70th above |
| ROAE Behind the peer average, ahead of the median peer. | 13.10% | 13.31% | -0.21% | 54th above |
| Net Interest Margin | 3.12% | 3.93% | -0.81% | 13th bottom |
| Efficiency Ratio | 38.49% | 61.16% | -22.67% | 96th top |
| PPNR / Avg Assets | 1.92% | 1.68% | +0.24% | 69th above |
| Yield on Earning Assets | 4.98% | 5.67% | -0.69% | 23rd bottom |
| Cost of Funds | 2.09% | 1.88% | +0.21% | 32nd below |
| Net Interest Spread | 2.49% | 3.32% | -0.83% | 13th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | -0.01% | 0.16% | -0.17% | 86th top |
| ACL / Total Loans | 1.37% | 1.28% | +0.09% | 69th above |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 90th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 21.84% | 19.50% | +2.34% | 82nd top |
| Tier 1 Ratio | 21.84% | 19.53% | +2.31% | 82nd top |
| Total Capital Ratio | 23.03% | 20.62% | +2.41% | 82nd top |
| Leverage Ratio | 13.70% | 12.14% | +1.56% | 80th top |
| Equity / Assets | 13.05% | 11.37% | +1.68% | 79th top |
| TCE / Tangible Assets | 13.05% | 11.09% | +1.96% | 81st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 61.07% | 80.65% | -19.58% | 82nd top |
| Core Deposit Ratio | 92.06% | 86.86% | +5.20% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 15.69% | 6.85% | +8.84% | 92nd top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.00% | 7.90% | -1.90% | 54th above |
| Deposit Growth (Y/Y) | 16.74% | 6.28% | +10.46% | 92nd top |
See Bank of Prairie Du Sac's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Prairie Du Sac, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Prairie Du Sac profile, how to read a UBPR, or how this data updates.