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Bank of Western Oklahoma: Common Equity Tier 1 Capital Ratio

11.01% Ranks #1,953 of 2,136 U.S. banks · 9th percentile

Data as of · sourced from FFIEC call reports. How we update

Bank of Western Oklahoma reported a common equity tier 1 capital ratio of 11.01% as of Q3 2026, ranking #1,953 of 2,136 U.S. banks (9th percentile). The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

12-Quarter Trend

Q4 2023 Latest
Q3 2026 11.01%
Q2 2026 10.34%
Q1 2026 10.45%
Q4 2025 10.36%
Q3 2025 9.71%
Q2 2025 9.68%
Q1 2025 10.40%
Q4 2024 10.83%
Q3 2024 10.93%
Q2 2024 10.91%
Q1 2024 11.00%
Q4 2023 11.11%

National Context

Latest value 11.01%
National rank#1,953 of 2,136
Percentile 9th
12-quarter low9.68%
12-quarter high11.11%
Full rankingView leaderboard

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Most well-managed US community banks report CET1 ratios between 11% and 16%. Ratios above 14% generally indicate comfortable capital cushions; below 10% triggers regulatory attention. The CET1 ratio should be read alongside the Tier 1 leverage ratio (which doesn't weight assets by risk), since a bank can have a high CET1 ratio while still being thinly capitalized on a leverage basis.

Full definition & formula →

Frequently asked questions

What is Bank of Western Oklahoma's Common Equity Tier 1 Capital Ratio?

Bank of Western Oklahoma's Common Equity Tier 1 Capital Ratio was 11.01% as of Q3 2026, ranking #1953 of 2,136 U.S. banks.

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Bank of Western Oklahoma profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 4087) · FFIEC NIC profile (RSSD 175056)