Bank of Western Oklahoma Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Bank of Western Oklahoma routing number?

The Bank of Western Oklahoma routing number is 103101602. It is the primary ABA routing transit number registered to Bank of Western Oklahoma, headquartered in Elk City, OK. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 10, 2026.

What is the Bank of Western Oklahoma wire routing number?

This page lists 103101602, the primary routing number registered to Bank of Western Oklahoma. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Bank of Western Oklahoma before sending a wire.

Is ABA number 103101602 the routing number for Bank of Western Oklahoma?

Yes. ABA number 103101602 is the primary routing number registered to Bank of Western Oklahoma. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 103101602?

Routing number 103101602 belongs to Bank of Western Oklahoma, headquartered in Elk City, OK. It is the bank's primary ABA routing number (FDIC certificate 4087).

Routing numbers of similar-size institutions in Oklahoma

Bank, Elk City, OK

Great Plains National Bank: 103103985

Bank, Elk City, OK

First National Bank & Trust, Elk City, Oklahoma: 103101576

Bank, Hulbert, OK

Local Bank: 103107839

Bank, Atoka, OK

Ameristate Bank: 103102452

Bank, Lawton, OK

FSNB, N.A.: 103112675

Bank, Midwest City, OK

FNB Community Bank: 103012843

Bank, Oklahoma City, OK

Watermark Bank: 103013376

Bank, Welch, OK

Welch State Bank of Welch, OKLA.: 103104942

All routing numbers in Oklahoma