Anchor D Bank
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Data as of · sourced from FFIEC call reports. How we update
Anchor D Bank is an FDIC-insured commercial bank headquartered in Texhoma, OK, established in 1906 (FDIC certificate 4208), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $404.5M, up 10.3% from Q2 2025, the 64th largest of 169 banks headquartered in Oklahoma. Its CET1 capital ratio was 12.02% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 4208
- Headquarters
- Texhoma, OK
- Established
- 1906
- Total assets, Q2 2026
- $404.5M
- Assets vs Q2 2025
- +10.3%
- CET1 ratio, Q2 2026
- 12.02%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 103106186
- Holding company
- TEXHOMA BANCSHARES, INC.
- Asset rank in state
- 64th of 169 in Oklahoma
Anchor D Bank, based in Texhoma, Oklahoma, reported $405 million in assets at June 30, 2026, up 10.3% from a year earlier. It carries problem assets equal to 0.1% of the capital and reserves that would absorb them, a small fraction of the median of 2.6% for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it holds common equity equal to 12.02% of its risk-weighted assets, lower than about three-quarters of banks its size (median 15.12%).
Loans are outrunning deposits: over the year loans rose 7.5% and deposits rose 3.2%. The commercial and industrial book ($33 million) is worsening: 1.02% of it is past due or on nonaccrual, up from 0.08% a year earlier.
As of June 30, 2026, Anchor D Bank reported a CET1 capital ratio of 12.02%, a return on assets of 1.76%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.07%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Anchor D Bank is the 64th largest of the 169 banks headquartered in Oklahoma. From Q1 2026 to Q2 2026, its total assets rose 3.9% to $404.5M, loans rose 5.1% and deposits fell 2.6%. The largest part of its loan book on June 30, 2026 was agricultural production loans, at 24.3% of total loans, ahead of farmland and other real estate loans at 18.0%. Its 4 offices in the FDIC Summary of Deposits are in 4 cities across 2 states; its Guymon office books 40% of its branch deposits. On its Q2 2026 call report, Anchor D Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 222 Main Street, Texhoma, OK 73949
- County
- Texas
- Metro Area
- Guymon, OK
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- February 23, 1906
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 58
- Domestic deposits
- $330.1M
- Allowance for credit losses
- $3.2M
- Net charge-offs (YTD)
- -$19K
- Average total assets
- $389.7M
- Average total loans
- $228.6M
- Average interest-bearing deposits
- $256.2M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4208
- Fed RSSD
- 327556
- SEC CIK
- 1903887 → filed by TEXHOMA BANCSHARES, INC.
- Website
- www.anchordbank.com →
- Parent Holding Company
- TEXHOMA BANCSHARES, INC. (RSSD 1866306)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Anchor D Bank's total assets moved between a low of $331.1M (Q3 2023) and a high of $404.5M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$404.5M total assets against $366.6M; $363.6M total liabilities against $332.5M.
$231.1M net loans and leases against $214.8M; $330.1M total deposits against $319.8M.
$129.9M securities against $110.7M; $16.5M cash and balances due against $19.9M.
$5.2M total interest income against $5.3M; $1.8M total interest expense against $2.1M.
$3.4M net interest income against $3.2M.
$465K total noninterest income against $435K; $2.1M total noninterest expense against $2.0M.
$0 provision for credit losses against $70K.
$1.7M net income against $1.6M.
1.76% return on assets against 1.67%; 4.00% net interest margin against 3.66%.
12.02% CET1 capital ratio against 12.65%; 10.53% tier 1 leverage ratio against 10.15%.
Inside the full Anchor D Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeAnchor D Bank rankings
Its closest position to the top of a national ranking is 798 of 3,611, for ROA; its furthest is 3,267 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.14% (Q4 2024) to 1.96% (Q3 2024) and its net interest margin ran from 3.66% (Q2 2025) to 4.00% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.02% | 1.76% | 0.00% | 0.07% | 4.00% |
| Q1 2026 | 12.97% | 1.87% | 0.11% | 0.65% | 3.73% |
| Q4 2025 | 11.69% | 1.31% | 0.00% | 0.07% | 3.90% |
| Q3 2025 | 12.79% | 1.54% | 0.00% | 0.08% | 3.89% |
| Q2 2025 | 12.65% | 1.67% | 0.00% | 0.08% | 3.66% |
| Q1 2025 | 12.27% | 1.83% | 0.00% | 0.08% | 3.83% |
| Q4 2024 | — | 1.14% | 0.00% | 0.09% | 3.98% |
| Q3 2024 | — | 1.96% | 0.00% | 0.09% | 3.83% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Anchor D Bank Guymon Branch | Guymon , OK | 73942 | $132.0M |
| Anchor D Bank (main office) | Texhoma , OK | 73949 | $106.7M |
| Spearman Branch | Spearman , TX | 79081 | $74.3M |
| Goodwell Branch | Goodwell , OK | 73939 | $17.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in OK, rank 94 of 192 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Anchor D Bank
What are Anchor D Bank's total assets?
As of the Q2 2026 filing, Anchor D Bank reported total assets of $404.5 million in its FFIEC call report.
Where is Anchor D Bank headquartered?
It is headquartered in Texhoma, OK, United States.
When was Anchor D Bank founded?
It was established in 1906, per the FDIC institution directory.
Is Anchor D Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4208). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Anchor D Bank?
Anchor D Bank's primary federal regulator is the Federal Reserve.
What is Anchor D Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.02% in its Q2 2026 call report, above regulatory requirements.
How many branches does Anchor D Bank operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Anchor D Bank's Texas Ratio?
Its Texas Ratio is 0.07% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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