Anchor D Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Total interest expense fell 5.7% in Q2 2026 to $1.8M, the biggest move on this page. Within Oklahoma, Anchor D Bank is 107th of 169 on net interest margin, 4.00% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin; Anchor D Bank reported 4.00% for Q2 2026, nearly level with it.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.01% |
| Yield on loans | 6.93% |
| Yield on securities | 4.64% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.14% |
| Cost of interest-bearing deposits | 2.60% |
| Cost of interest-bearing liabilities | 2.62% |
| Cost of borrowings | 3.87% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.00% |
| Yield to cost spread | 3.39% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.9M |
| Total interest expense | $1.8M |
| Interest expense on deposits | $1.7M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.28% | 2.47% | 3.93% | 7.05% | 5.19% |
| Q4 2023 | 6.66% | 2.93% | 3.87% | 7.27% | 5.41% |
| Q1 2024 | 6.81% | 2.91% | 4.02% | 7.22% | 6.04% |
| Q2 2024 | 6.66% | 2.90% | 3.87% | 7.21% | 5.53% |
| Q3 2024 | 6.62% | 2.92% | 3.83% | 7.34% | 5.18% |
| Q4 2024 | 6.58% | 2.79% | 3.98% | 7.39% | 4.87% |
| Q1 2025 | 6.23% | 2.49% | 3.83% | 7.23% | 4.32% |
| Q2 2025 | 5.98% | 2.45% | 3.66% | 6.86% | 4.46% |
| Q3 2025 | 6.25% | 2.48% | 3.89% | 7.18% | 4.76% |
| Q4 2025 | 6.18% | 2.43% | 3.90% | 7.16% | 4.68% |
| Q1 2026 | 5.85% | 2.23% | 3.73% | 6.86% | 4.30% |
| Q2 2026 | 6.01% | 2.14% | 4.00% | 6.93% | 4.64% |
Anchor D Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Anchor D Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anchor D Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4208) · FFIEC NIC profile (RSSD 327556)