Anchor D Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Anchor D Bank of Texhoma, OK against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.76% | 1.34% | +0.42% | 77th top |
| ROAE | 17.39% | 13.32% | +4.07% | 77th top |
| Net Interest Margin | 4.00% | 3.93% | +0.07% | 53rd above |
| Efficiency Ratio | 52.02% | 61.13% | -9.11% | 77th top |
| PPNR / Avg Assets | 1.76% | 1.68% | +0.08% | 60th above |
| Yield on Earning Assets | 6.01% | 5.67% | +0.34% | 69th above |
| Cost of Funds | 2.14% | 1.88% | +0.26% | 29th below |
| Net Interest Spread | 3.39% | 3.32% | +0.07% | 53rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.01% | 0.70% | -0.69% | 85th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.38% | 1.28% | +0.10% | 70th above |
| Texas Ratio | 0.07% | 7.34% | -7.27% | 88th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.02% | 19.49% | -7.47% | 18th bottom |
| Tier 1 Ratio | 12.02% | 19.52% | -7.50% | 18th bottom |
| Total Capital Ratio | 12.97% | 20.61% | -7.64% | 16th bottom |
| Leverage Ratio | 10.53% | 12.14% | -1.61% | 42nd below |
| Equity / Assets | 10.10% | 11.37% | -1.27% | 46th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.10% | 11.08% | -0.98% | 51st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 70.99% | 80.67% | -9.68% | 69th above |
| Core Deposit Ratio | 74.74% | 86.85% | -12.11% | 9th bottom |
| Wholesale Funding Ratio | 7.50% | 5.03% | +2.47% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.34% | 6.84% | +3.50% | 84th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.50% | 7.92% | -0.42% | 63rd above |
| Deposit Growth (Y/Y) | 3.23% | 6.29% | -3.06% | 44th below |
See Anchor D Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Anchor D Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Anchor D Bank profile, how to read a UBPR, or how this data updates.