Bank routing number ยท Hulbert, Oklahoma
Local Bank Routing Number (ABA): 103107839
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The Local Bank routing number is 103107839. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
Local Bank at a glance
Its CET1 capital ratio was 13.13% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $463.1M
- CET1 ratio, Q2 2026
- 13.13%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 6 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1908
Full financial profile · Is Local Bank safe? · Local Bank call report · Branch locations
Local Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 103107839 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Local Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 10, place this number in the Federal Reserve Bank of Kansas City's district (District 10). Digits five through eight, 0783, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Local Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Local Bank checks or in its online banking. Ask the bank for wire instructions (localbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Local Bank
Local Bank is headquartered in Hulbert, Oklahoma and was established in 1908. It is in the TAHLEQUAH, OK metro area. It reported $463.1M in total assets and $382.6M in deposits for Q2 2026, the 58th largest of the 169 banks headquartered in Oklahoma. It reports 6 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the Federal Reserve.
What the digits in 103107839 mean
The first four digits, 1031, are the Federal Reserve routing symbol. The prefix 10 places the number in the 10th Federal Reserve District (Kansas City). That is also the district where the bank is headquartered. Digits five through eight, 0783, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 3 + 19 = 70, a multiple of 10, so 103107839 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Local Bank routing number?
The Local Bank routing number is 103107839. It is the primary ABA routing transit number registered to Local Bank, headquartered in Hulbert, OK. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the Local Bank wire routing number?
This page lists the primary routing number registered to Local Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Local Bank before sending a wire.
Is ABA number 103107839 the routing number for Local Bank?
Yes. It is the primary routing number registered to Local Bank.
Which bank uses routing number 103107839?
It belongs to Local Bank, headquartered in Hulbert, OK. It is the bank's primary ABA routing number (FDIC certificate 2327).
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View Local Bank's full profile →
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Regulator records: FDIC BankFind (cert 2327) · FFIEC NIC profile (RSSD 815754)