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Branch Network

Local Bank Locations & Branches Hulbert, Oklahoma

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Local Bank operates 6 branches from its headquarters in Hulbert, OK, .

Local Bank branch network

All 6 branches are in OKLAHOMA, across 5 cities. Tahlequah, OK has the most of its branches, 2. Its largest office by deposits is the Park Hill Branch office in Tahlequah, OK, with $194.4M (50.8% of its branch deposits). On June 30, 2025 it had 5 branches, 1 fewer than in 2026.

Local Bank at a glance

Its CET1 capital ratio was 13.13% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026
$463.1M
CET1 ratio, Q2 2026
13.13%
Deposit insurance
FDIC
Regulator
Federal Reserve
Latest call report
Q2 2026, FFIEC 051
Established
1908

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Hulbert, OK (1 branch) 1 of 1 100.0% $41.2M
State: OK (6 branches) 64 of 192 0.3% $382.6M

Ranked by total assets among banks headquartered in the state: Largest banks in Oklahoma.

Share by county and metro area

Local Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Cherokee, OK (3 branches) 1 of 6 33.3% $324.8M $974.5M
Sequoyah, OK (1 branch) 5 of 5 4.1% $34.6M $849.0M
Delaware, OK (1 branch) 6 of 8 2.6% $23.2M $875.7M
Muskogee, OK (1 branch) 8 of 8 — $0 $1.56B

Metro areas

Metro area Rank Deposit share Deposits Metro total
Tahlequah, OK (3 branches) 1 of 6 33.3% $324.8M $974.5M
Fort Smith, AR-OK (1 branch) 18 of 22 0.5% $34.6M $6.36B
Muskogee, OK (1 branch) 8 of 8 — $0 $1.56B
Branch Location ZIP Deposits
Park Hill Branch
Tahlequah, OK
74464 $194.4M
Plaza Branch
Tahlequah, OK
74464 $89.2M
Local Bank (main office)
Hulbert, OK
74441 $41.2M
Sallisaw Branch
Sallisaw, OK
74955 $34.6M
Grove Branch
Grove, OK
74344 $23.2M
Local Bank - Muskogee Branch
Muskogee, OK
74401 $0

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.