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Lists · Deposits by metro area

Fort Smith, AR-OK Metro Area Bank Deposit Market Share

The First National Bank of Fort Smith holds the largest share of deposits in the Fort Smith, AR-OK metro area, 22.4%, followed by Arvest Bank (18.5%) and Bank OZK (9.0%). 22 institutions hold $6.36B at 102 offices as of June 30, 2026, up 0.3% from 2025.

Institutions: 22 Offices: 102 Deposits: $6.36B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: The Huntington National Bank (7.22 points, new to this market); Bank OZK (0.96 points); Armstrong Bank (0.59 points).

Lost: First Security Bank (-0.31 points); Centennial Bank (-0.17 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 The First National Bank of Fort Smith 15 $1.42B 22.40% +0.47 pts 2.4%
2 Arvest Bank 10 $1.17B 18.47% +0.02 pts 0.4%
3 Bank OZK 11 $575.3M 9.05% +0.96 pts 12.1%
4 Armstrong Bank 6 $511.6M 8.04% +0.59 pts 8.3%
5 Citizens Bank & Trust Company 9 $503.2M 7.91% +0.31 pts 4.3%
6 The Huntington National Bank 7 $459.4M 7.22% +7.22 pts New
7 Firstar Bank 5 $313.9M 4.93% +0.21 pts 4.8%
8 Farmers Bank 9 $234.3M 3.68% -0.03 pts -0.6%
9 Simmons Bank 5 $217.2M 3.41% +0.04 pts 1.6%
10 Regions Bank 3 $208.2M 3.27% +0.42 pts 15.0%
11 First Security Bank 2 $140.7M 2.21% -0.31 pts -12.2%
12 Today's Bank 5 $124.7M 1.96% +0.06 pts 3.3%
13 Chambers Bank 3 $111.1M 1.75% +0.33 pts 23.6%
14 Generations Bank 1 $69.9M 1.10% +0.03 pts 3.0%
15 First Western Bank 1 $68.5M 1.08% +0.13 pts 14.4%
16 U.S. Bank N.A. 1 $57.4M 0.90% +0.04 pts 4.8%
17 Centennial Bank 3 $50.3M 0.79% -0.17 pts -17.7%
18 Local Bank 1 $34.6M 0.54% +0.18 pts 49.6%
19 Priority Bank 1 $29.8M 0.47% +0.08 pts 21.1%
20 Union Bank 1 $25.4M 0.40% +0.06 pts 18.4%
21 Grand Savings Bank 1 $22.3M 0.35% +0.07 pts 24.9%
22 First National Bank Texas dba First Convenience Bank 2 $3.6M 0.06% +0.02 pts 45.0%

About this list

Deposits are those held at each institution's offices in Fort Smith, AR-OK (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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