Bank of Weston: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 15.0% in Q2 2026, from -$1.2M to -$1.1M. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Bank of Weston is 62nd of 98 on CET1 ratio, 12.53% as of Q2 2026, below the middle of the field. Bank of Weston reported 12.53% on CET1 ratio for Q2 2026, 2.54 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.53% |
| Tier 1 risk-based capital ratio | 12.53% |
| Total risk-based capital ratio | 13.78% |
| Tier 1 leverage ratio | 8.79% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $21.4M |
| Tier 1 capital | $21.4M |
| Total risk-based capital | $23.6M |
| Total equity capital | $20.4M |
| Risk-weighted assets | $171.2M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.27% |
| Tangible equity to tangible assets | 8.27% |
| Equity capital to average assets | 8.35% |
| Internal capital growth rate | 17.14% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $663K |
| Common stock surplus | $3.1M |
| Retained earnings | $17.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.09% | 12.09% | 13.27% | 8.85% | $143.1M |
| Q4 2023 | 11.89% | 11.89% | 13.08% | 8.51% | $141.5M |
| Q1 2024 | 11.95% | 11.95% | 13.15% | 8.44% | $145.9M |
| Q2 2024 | 11.80% | 11.80% | 13.05% | 8.59% | $149.6M |
| Q3 2024 | 11.67% | 11.67% | 12.92% | 8.39% | $153.1M |
| Q4 2024 | 11.37% | 11.37% | 12.62% | 8.21% | $157.2M |
| Q1 2025 | 11.37% | 11.37% | 12.62% | 8.32% | $160.0M |
| Q2 2025 | 11.47% | 11.47% | 12.73% | 8.40% | $163.1M |
| Q3 2025 | 11.93% | 11.93% | 13.19% | 8.48% | $161.7M |
| Q4 2025 | 11.62% | 11.62% | 12.88% | 8.58% | $167.3M |
| Q1 2026 | 12.28% | 12.28% | 13.54% | 8.64% | $167.8M |
| Q2 2026 | 12.53% | 12.53% | 13.78% | 8.79% | $171.2M |
Bank of Weston regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Weston, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Weston profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1418) · FFIEC NIC profile (RSSD 393355)