Bank of Weston: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.14 percentage points in Q2 2026 to 4.71%, the biggest move on this page. Within Missouri, Bank of Weston is 34th of 192 on net interest margin, 4.71% as of Q2 2026, above the middle of the field. Bank of Weston reported 4.71% on net interest margin for Q2 2026, 0.76 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.12% |
| Yield on loans | 6.77% |
| Yield on securities | 4.33% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.53% |
| Cost of interest-bearing deposits | 2.02% |
| Cost of interest-bearing liabilities | 2.02% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.71% |
| Yield to cost spread | 4.10% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.0M |
| Total interest expense | $842K |
| Interest expense on deposits | $842K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.94% | 1.26% | 3.71% | 5.95% | 1.54% |
| Q4 2023 | 5.16% | 1.44% | 3.79% | 6.18% | 1.49% |
| Q1 2024 | 5.32% | 1.69% | 3.71% | 6.28% | 1.80% |
| Q2 2024 | 5.41% | 1.94% | 3.60% | 6.44% | 2.27% |
| Q3 2024 | 5.79% | 2.02% | 3.91% | 6.72% | 2.68% |
| Q4 2024 | 5.72% | 2.04% | 3.82% | 6.77% | 2.31% |
| Q1 2025 | 5.82% | 1.87% | 4.06% | 6.60% | 3.06% |
| Q2 2025 | 5.98% | 1.76% | 4.32% | 6.71% | 3.31% |
| Q3 2025 | 6.11% | 1.74% | 4.49% | 6.81% | 3.69% |
| Q4 2025 | 6.21% | 1.65% | 4.70% | 6.79% | 4.29% |
| Q1 2026 | 6.04% | 1.59% | 4.57% | 6.67% | 4.16% |
| Q2 2026 | 6.12% | 1.53% | 4.71% | 6.77% | 4.33% |
Bank of Weston yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Weston, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Weston profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1418) · FFIEC NIC profile (RSSD 393355)