Bank of Weston: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 38.7% higher than in Q1 2026, at $15.7M. Bank of Weston ranks 111th of 192 Missouri banks on loan-to-deposit ratio, in the lower half at 80.47% (Q2 2026). At 80.47%, Bank of Weston's loan-to-deposit ratio is close to the 80.94% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $61.7M |
| Fed funds sold and reverse repos | $118K |
| Fed funds sold and reverse repos to assets | 0.05% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 80.47% |
| Net loans and leases to deposits | 79.44% |
| Loans and leases to core deposits | 87.72% |
| Core deposits to total deposits | 91.73% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.06% | 93.89% | $0 | $0 |
| Q4 2023 | 78.70% | 92.96% | $0 | $0 |
| Q1 2024 | 76.99% | 93.69% | $0 | $0 |
| Q2 2024 | 80.37% | 92.55% | $0 | $4.0M |
| Q3 2024 | 83.97% | 91.65% | $0 | $6.2M |
| Q4 2024 | 88.07% | 91.19% | $0 | $13.2M |
| Q1 2025 | 81.04% | 91.88% | $0 | $0 |
| Q2 2025 | 83.60% | 91.50% | $0 | $0 |
| Q3 2025 | 85.00% | 91.79% | $0 | $6.8M |
| Q4 2025 | 86.60% | 91.17% | $0 | $8.4M |
| Q1 2026 | 81.11% | 92.63% | $0 | $0 |
| Q2 2026 | 80.47% | 91.73% | $0 | $0 |
Bank of Weston liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Weston, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Weston profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1418) · FFIEC NIC profile (RSSD 393355)