Bankcda: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bankcda of Coeur D'Alene, ID against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.89% | 1.25% | -0.36% | 26th below |
| ROAE | 7.45% | 13.17% | -5.72% | 22nd bottom |
| Net Interest Margin | 4.53% | 3.95% | +0.58% | 80th top |
| Efficiency Ratio | 75.64% | 61.50% | +14.14% | 17th bottom |
| PPNR / Avg Assets | 1.11% | — | — | 24th bottom |
| Yield on Earning Assets | 5.35% | 5.67% | -0.32% | 37th below |
| Cost of Funds | 0.90% | 1.87% | -0.97% | 94th top |
| Net Interest Spread | 4.19% | — | — | 89th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.70% | 0.93% | +1.77% | 8th bottom |
| NPA / Total Assets | 1.64% | — | — | 11th bottom |
| NCO / Avg Loans | -0.03% | 0.15% | -0.18% | 93rd top |
| ACL / Total Loans | 1.49% | — | — | 77th top |
| ACL / NPLs (Coverage) | 55.11% | — | — | 13th bottom |
| Texas Ratio | 13.82% | 7.34% | +6.48% | 14th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.45% | 11.75% | -0.30% | 57th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.95% | 10.98% | -0.03% | 59th above |
| TCE / Tangible Assets | 10.94% | — | — | 62nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.87% | 80.44% | -11.57% | 73rd above |
| Core Deposit Ratio | 98.31% | 86.95% | +11.36% | 96th top |
| Wholesale Funding Ratio | 0.55% | — | — | 89th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.06% | — | — | 55th above |
| Loan Growth (Y/Y) | 5.81% | — | — | 52nd above |
| Deposit Growth (Y/Y) | 7.44% | — | — | 72nd above |
See Bankcda's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bankcda, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bankcda profile, how to read a UBPR, or how this data updates.