Bank routing number ยท Coeur D'Alene, Idaho
Bankcda Routing Number (ABA): 123103826
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The Bankcda routing number is 123103826. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Bankcda at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.45% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $238.9M
- Tier 1 leverage ratio, Q2 2026
- 11.45%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 7 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2001
Full financial profile · Is Bankcda safe? · Bankcda call report · Branch locations
Bankcda routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 123103826 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Bankcda publishes any other numbers it uses itself.
What the digits mean
The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 0382, identify the institution within that district. The last digit, 6, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Bankcda
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Bankcda checks or in its online banking. Ask the bank for wire instructions (www.bankcda.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Bankcda
Bankcda is headquartered in Coeur D'Alene, Idaho and was established in 2001. It is in the COEUR D'ALENE, ID metro area. It reported $238.9M in total assets and $210.3M in deposits for Q2 2026, the 9th largest of the 10 banks headquartered in Idaho. It reports 7 domestic offices. Its deposits have been FDIC insured since 2001. Its primary federal regulator is the FDIC.
What the digits in 123103826 mean
The first four digits, 1231, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 0382, identify the institution within its Federal Reserve district. The last digit, 6, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 4 + 12 = 70, a multiple of 10, so 123103826 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Bankcda routing number?
The Bankcda routing number is 123103826. It is the primary ABA routing transit number registered to Bankcda, headquartered in Coeur D'Alene, ID. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Bankcda wire routing number?
This page lists the primary routing number registered to Bankcda. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Bankcda before sending a wire.
Is ABA number 123103826 the routing number for Bankcda?
Yes. It is the primary routing number registered to Bankcda.
Which bank uses routing number 123103826?
It belongs to Bankcda, headquartered in Coeur D'Alene, ID. It is the bank's primary ABA routing number (FDIC certificate 57074).
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More in Idaho: routing numbers and banks. Have a number and want to know whose it is? Use the routing number lookup. New to routing numbers? What a routing number is.
Regulator records: FDIC BankFind (cert 57074) · FFIEC NIC profile (RSSD 3010363)