Bankers' Bank of Kansas: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 150.5% higher than in Q1 2026, at $29.8M. Among 182 Kansas banks, Bankers' Bank of Kansas sits 2nd from the top on loan-to-deposit ratio, 132.81% as of Q2 2026. Bankers' Bank of Kansas's loan-to-deposit ratio of 132.81% is well above the 80.94% median for banks in the $100M-1B asset tier, a gap of 51.87 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $29.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $70.0M |
| Fed funds sold and reverse repos | $2.0M |
| Fed funds sold and reverse repos to assets | 0.77% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $77.2M |
| Other borrowed money | $8.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.13% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 132.81% |
| Net loans and leases to deposits | 130.40% |
| Loans and leases to core deposits | 132.81% |
| Core deposits to total deposits | 69.21% |
| Brokered deposits to total deposits | 30.79% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 105.36% | 65.99% | $22.5M | $0 |
| Q4 2023 | 110.94% | 64.39% | $46.3M | $4.0M |
| Q1 2024 | 113.97% | 67.14% | $38.5M | $4.0M |
| Q2 2024 | 123.18% | 61.57% | $49.2M | $4.0M |
| Q3 2024 | 122.31% | 61.02% | $33.7M | $4.0M |
| Q4 2024 | 115.96% | 67.17% | $47.2M | $5.0M |
| Q1 2025 | 108.68% | 80.87% | $57.5M | $5.0M |
| Q2 2025 | 123.98% | 78.91% | $65.5M | $0 |
| Q3 2025 | 133.89% | 82.39% | $42.4M | $5.0M |
| Q4 2025 | 115.23% | 70.75% | $35.1M | $5.0M |
| Q1 2026 | 135.00% | 79.90% | $43.0M | $5.0M |
| Q2 2026 | 132.81% | 69.21% | $77.2M | $8.0M |
Bankers' Bank of Kansas liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankers' Bank of Kansas, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankers' Bank of Kansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27351) · FFIEC NIC profile (RSSD 1218446)