Bankers' Bank of Kansas: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Yield to cost spread: 1.28 percentage points higher than in Q1 2026, at 3.40%. Among 182 Kansas banks, Bankers' Bank of Kansas sits 14th from the top on net interest margin, 4.83% as of Q2 2026. Bankers' Bank of Kansas reported 4.83% on net interest margin for Q2 2026, 0.88 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.23% |
| Yield on loans | 6.88% |
| Yield on securities | 3.60% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.60% |
| Cost of interest-bearing deposits | 3.30% |
| Cost of interest-bearing liabilities | 2.83% |
| Cost of borrowings | 2.69% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.83% |
| Yield to cost spread | 3.40% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.9M |
| Total interest expense | $748K |
| Interest expense on deposits | $323K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.85% | 2.36% | 4.73% | 7.35% | 3.57% |
| Q4 2023 | 7.02% | 2.39% | 4.81% | 7.49% | 3.59% |
| Q1 2024 | 6.94% | 2.60% | 4.63% | 7.49% | 3.51% |
| Q2 2024 | 6.95% | 2.56% | 4.69% | 7.48% | 3.63% |
| Q3 2024 | 6.88% | 2.99% | 4.28% | 7.47% | 3.70% |
| Q4 2024 | 6.62% | 2.46% | 4.49% | 7.32% | 3.82% |
| Q1 2025 | 6.45% | 1.85% | 4.85% | 7.23% | 3.42% |
| Q2 2025 | 6.34% | 1.73% | 4.86% | 7.09% | 3.89% |
| Q3 2025 | 6.27% | 2.20% | 4.41% | 7.19% | 3.80% |
| Q4 2025 | 6.38% | 1.79% | 4.85% | 7.15% | 3.70% |
| Q1 2026 | 6.05% | 1.69% | 4.58% | 7.05% | 3.38% |
| Q2 2026 | 6.23% | 1.60% | 4.83% | 6.88% | 3.60% |
Bankers' Bank of Kansas yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankers' Bank of Kansas, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankers' Bank of Kansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27351) · FFIEC NIC profile (RSSD 1218446)