Bankers' Bank of Kansas: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Core deposits to total deposits dropped 10.69 percentage points in Q2 2026, from 79.90% to 69.21%. It was the largest change from Q1 2026 among the key lines here. Within Kansas, Bankers' Bank of Kansas is 163rd of 182 on return on assets, 0.84% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Bankers' Bank of Kansas sits 0.41 points lower, at 0.84% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 17.97% |
| Tier 1 risk-based capital ratio | 17.97% |
| Total risk-based capital ratio | 19.22% |
| Tier 1 leverage ratio | 16.31% |
| Equity capital to assets | 14.29% |
| Tangible equity to tangible assets | 14.29% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.33% |
| Non-performing assets ratio | 0.90% |
| Net charge-off ratio | 0.85% |
| Texas ratio | 6.60% |
| Allowance for credit losses to loans | 1.82% |
| Reserve coverage of non-performing loans | 136.35% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.84% |
| Return on equity | 5.21% |
| Net interest margin | 4.83% |
| Efficiency ratio | 78.65% |
| Yield on earning assets | 6.23% |
| Cost of funds | 1.60% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 132.81% |
| Core deposits to total deposits | 69.21% |
| Brokered deposits to total deposits | 30.79% |
| Deposits to assets | 51.00% |
| Securities to assets | 15.72% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 20.73% | 20.73% | 21.99% | 16.27% | 0.54% |
| Q4 2023 | 20.96% | 20.96% | 22.21% | 16.26% | 0.75% |
| Q1 2024 | 22.13% | 22.13% | 23.39% | 16.57% | 0.37% |
| Q2 2024 | 22.20% | 22.20% | 23.45% | 17.15% | 3.17% |
| Q3 2024 | 22.66% | 22.66% | 23.92% | 16.71% | 0.77% |
| Q4 2024 | 21.46% | 21.46% | 22.72% | 16.58% | 0.83% |
| Q1 2025 | 22.65% | 22.65% | 23.91% | 16.93% | 0.62% |
| Q2 2025 | 21.67% | 21.67% | 22.93% | 16.97% | 0.56% |
| Q3 2025 | 21.27% | 21.27% | 22.53% | 15.83% | 0.79% |
| Q4 2025 | 20.21% | 20.21% | 21.46% | 16.75% | 0.33% |
| Q1 2026 | 18.43% | 18.43% | 19.68% | 15.52% | 0.65% |
| Q2 2026 | 17.97% | 17.97% | 19.22% | 16.31% | 0.84% |
Bankers' Bank of Kansas vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bankers' Bank of Kansas, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bankers' Bank of Kansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 27351) · FFIEC NIC profile (RSSD 1218446)