BankNewport: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 33.7% in Q2 2026, from $41.9M to $27.8M. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, BankNewport ranks 3rd highest among the 5 banks headquartered in Rhode Island, at 101.89% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio. BankNewport sits 13.69 points higher, at 101.89% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $27.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $479.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $291.3M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 9.49% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 101.89% |
| Net loans and leases to deposits | 100.92% |
| Loans and leases to core deposits | 116.24% |
| Core deposits to total deposits | 84.97% |
| Brokered deposits to total deposits | 2.68% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 97.99% | 88.08% | $0 | $229.6M |
| Q4 2023 | 100.33% | 87.68% | $0 | $252.8M |
| Q1 2024 | 99.45% | 85.07% | $0 | $228.8M |
| Q2 2024 | 99.10% | 85.32% | $0 | $254.2M |
| Q3 2024 | 100.58% | 84.59% | $0 | $220.4M |
| Q4 2024 | 101.23% | 82.98% | $0 | $220.0M |
| Q1 2025 | 103.25% | 85.35% | $0 | $311.3M |
| Q2 2025 | 101.50% | 83.73% | $0 | $325.9M |
| Q3 2025 | 101.54% | 85.46% | $0 | $325.7M |
| Q4 2025 | 99.61% | 84.96% | $0 | $326.6M |
| Q1 2026 | 101.34% | 82.46% | $0 | $276.4M |
| Q2 2026 | 101.89% | 84.97% | $0 | $291.3M |
BankNewport liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock BankNewport, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BankNewport profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18129) · FFIEC NIC profile (RSSD 546003)