BankNewport: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 14.87 percentage points in Q2 2026, from 114.95% to 100.08%. It was the largest change from Q1 2026 among the key lines here. On return on assets, BankNewport is 1st from the bottom among 5 Rhode Island banks, 0.70% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.28% on return on assets. BankNewport sits 0.58 points lower, at 0.70% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.70% |
| Tier 1 risk-based capital ratio | 12.70% |
| Total risk-based capital ratio | 13.62% |
| Tier 1 leverage ratio | 10.58% |
| Equity capital to assets | 9.93% |
| Tangible equity to tangible assets | 9.93% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.95% |
| Non-performing assets ratio | 0.77% |
| Net charge-off ratio | 0.03% |
| Texas ratio | 7.21% |
| Allowance for credit losses to loans | 0.95% |
| Reserve coverage of non-performing loans | 100.08% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.70% |
| Return on equity | 7.05% |
| Net interest margin | 3.27% |
| Efficiency ratio | 64.31% |
| Yield on earning assets | 5.33% |
| Cost of funds | 1.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 101.89% |
| Core deposits to total deposits | 84.97% |
| Brokered deposits to total deposits | 2.68% |
| Deposits to assets | 79.71% |
| Securities to assets | 14.73% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.83% | 12.83% | 13.59% | 10.77% | 0.66% |
| Q4 2023 | 13.07% | 13.07% | 13.78% | 10.89% | 0.99% |
| Q1 2024 | 12.93% | 12.93% | 13.57% | 10.81% | 0.24% |
| Q2 2024 | 12.93% | 12.93% | 13.55% | 10.77% | 0.17% |
| Q3 2024 | 13.17% | 13.17% | 13.86% | 10.78% | 0.60% |
| Q4 2024 | 12.95% | 12.95% | 13.72% | 10.78% | 0.44% |
| Q1 2025 | 13.09% | 13.09% | 13.91% | 10.75% | 0.40% |
| Q2 2025 | 12.99% | 12.99% | 13.85% | 10.65% | 0.67% |
| Q3 2025 | 13.20% | 13.20% | 14.13% | 10.58% | 0.64% |
| Q4 2025 | 13.39% | 13.39% | 14.22% | 10.66% | 0.59% |
| Q1 2026 | 12.76% | 12.76% | 13.59% | 10.83% | 0.53% |
| Q2 2026 | 12.70% | 12.70% | 13.62% | 10.58% | 0.70% |
BankNewport vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock BankNewport, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BankNewport profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18129) · FFIEC NIC profile (RSSD 546003)