BankNewport: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks BankNewport of Middletown, RI against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.70% | 1.46% | -0.76% | 15th bottom |
| ROAE | 7.05% | 12.72% | -5.67% | 17th bottom |
| Net Interest Margin | 3.27% | 3.85% | -0.58% | 25th below |
| Efficiency Ratio | 64.31% | 57.40% | +6.91% | 33rd below |
| PPNR / Avg Assets | 1.26% | 1.88% | -0.62% | 26th below |
| Yield on Earning Assets | 5.33% | 5.72% | -0.39% | 37th below |
| Cost of Funds | 1.99% | 2.02% | -0.03% | 52nd above |
| Net Interest Spread | 2.59% | 3.18% | -0.59% | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.95% | 1.00% | -0.05% | 34th below |
| NPA / Total Assets | 0.77% | 0.76% | +0.01% | 33rd below |
| NCO / Avg Loans | 0.03% | 0.43% | -0.40% | 52nd above |
| ACL / Total Loans | 0.95% | 1.31% | -0.36% | 24th bottom |
| ACL / NPLs (Coverage) | 100.08% | 543.89% | -443.81% | 30th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.21% | 7.39% | -0.18% | 34th below |
| Provision / NCO | 1409.46% | 617.49% | +791.97% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.70% | 17.34% | -4.64% | 37th below |
| Tier 1 Ratio | 12.70% | 17.37% | -4.67% | 36th below |
| Total Capital Ratio | 13.62% | 18.43% | -4.81% | 33rd below |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.58% | 11.44% | -0.86% | 52nd above |
| Equity / Assets | 9.93% | 11.34% | -1.41% | 41st below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 9.93% | 10.50% | -0.57% | 54th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 101.89% | 86.94% | +14.95% | 13th bottom |
| Core Deposit Ratio | 84.97% | 85.55% | -0.58% | 34th below |
| Uninsured Deposit Ratio | 30.10% | 33.13% | -3.03% | 54th above |
| Wholesale Funding Ratio | 9.49% | 5.70% | +3.79% | 17th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.46% | 9.69% | -6.23% | 38th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.79% | 8.06% | -2.27% | 51st above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.39% | 7.87% | -2.48% | 54th above |
See BankNewport's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock BankNewport, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full BankNewport profile, how to read a UBPR, or how this data updates.