BankPlus: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks BankPlus of Belzoni, MS against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.15% | 1.34% | -0.19% | 38th below |
| ROAE | 10.09% | 12.34% | -2.25% | 31st below |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.82% | 3.83% | -0.01% | 57th above |
| Efficiency Ratio | 63.99% | 58.97% | +5.02% | 33rd below |
| PPNR / Avg Assets | 1.60% | — | — | 40th below |
| Yield on Earning Assets | 5.77% | 5.71% | +0.06% | 64th above |
| Cost of Funds | 2.11% | 2.02% | +0.09% | 43rd below |
| Net Interest Spread | 3.22% | — | — | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.64% | 0.87% | -0.23% | 41st below |
| NPA / Total Assets | 0.56% | — | — | 38th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.08% | 0.43% | -0.35% | 32nd below |
| ACL / Total Loans | 1.12% | — | — | 46th below |
| ACL / NPLs (Coverage) | 176.16% | — | — | 44th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.82% | 5.48% | -0.66% | 40th below |
| Provision / NCO | 164.78% | — | — | 48th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.84% | 11.11% | -0.27% | 57th above |
| Equity / Assets | 11.25% | 11.02% | +0.23% | 64th above |
| TCE / Tangible Assets | 10.52% | — | — | 64th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Behind the peer average, ahead of the median peer. | 87.28% | 86.99% | +0.29% | 53rd above |
| Core Deposit Ratio | 90.87% | 85.57% | +5.30% | 63rd above |
| Uninsured Deposit Ratio | 18.52% | 33.19% | -14.67% | 86th top |
| Wholesale Funding Ratio | 0.00% | — | — | 100th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.80% | — | — | 60th above |
| Loan Growth (Y/Y) | 4.45% | — | — | 42nd below |
| Deposit Growth (Y/Y) | 8.45% | — | — | 68th above |
See BankPlus's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock BankPlus, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full BankPlus profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the BankPlus peer analysis.