Barrington Bank & Trust Company, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Barrington Bank & Trust Company, N.A. of Barrington, IL against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.36% | 1.46% | -0.10% | 57th above |
| ROAE | 13.05% | 12.69% | +0.36% | 56th above |
| Net Interest Margin | 3.24% | 3.85% | -0.61% | 24th bottom |
| Efficiency Ratio | 67.78% | 57.38% | +10.40% | 25th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.87% | 1.88% | -0.01% | 61st above |
| Yield on Earning Assets | 5.40% | 5.72% | -0.32% | 42nd below |
| Cost of Funds | 2.31% | 2.02% | +0.29% | 30th below |
| Net Interest Spread | 2.68% | 3.18% | -0.50% | 28th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.84% | 1.00% | -0.16% | 38th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.65% | 0.76% | -0.11% | 39th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.06% | 0.43% | -0.37% | 38th below |
| ACL / Total Loans | 0.63% | 1.31% | -0.68% | 6th bottom |
| ACL / NPLs (Coverage) | 74.96% | 565.36% | -490.40% | 18th bottom |
| Texas Ratio | 37.28% | 7.33% | +29.95% | 1st bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 226.79% | 619.47% | -392.68% | 61st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 10.91% | 17.35% | -6.44% | 8th bottom |
| Tier 1 Ratio | 10.91% | 17.38% | -6.47% | 8th bottom |
| Total Capital Ratio | 11.53% | 18.43% | -6.90% | 5th bottom |
| Leverage Ratio | 10.08% | 11.44% | -1.36% | 39th below |
| Equity / Assets | 10.22% | 11.34% | -1.12% | 47th below |
| TCE / Tangible Assets | 9.49% | 10.50% | -1.01% | 43rd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.16% | 86.94% | +7.22% | 32nd below |
| Core Deposit Ratio | 82.58% | 85.56% | -2.98% | 27th below |
| Uninsured Deposit Ratio | 23.07% | 33.15% | -10.08% | 77th top |
| Wholesale Funding Ratio | 7.84% | 5.69% | +2.15% | 24th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.44% | 9.68% | +0.76% | 77th top |
| Loan Growth (Y/Y) | 5.60% | 8.06% | -2.46% | 49th below |
| Deposit Growth (Y/Y) | 15.01% | 7.86% | +7.15% | 86th top |
See Barrington Bank & Trust Company, N.A.'s peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Barrington Bank & Trust Company, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Barrington Bank & Trust Company, N.A. profile, how to read a UBPR, or how this data updates.